September is the anticipated Fed meeting when markets are expecting the rate cutting cycle to begin. I've been guessing no later than November based on the most recent 2 quarters economic movements, but if the jobs numbers next week and in August are week, I believe September will be the time to cut as well.

Yes.

My crystal ball does not work for mortgage interest rates. Some bankers are projecting a small decrease before the end of the year. 

The Fed held rates steady while signaling it’s moving closer to a cut and is being “attentive” to risks on “both sides” of its mandate—inflation and jobs

Who knows what they Fed will do.  Do they even know, don't think so.

If thinking about it would make any difference in what the Feds do I might give it some thought. 

Not until after the election & that, is tied into who wins too! Who wants high anything? Who can afford it? America could be a paradise if managed & governed correctly

God only knows Will Hamm . I would guess that there is a lot of political pressure on them both ways.

I laugh every time they claim that Inflation is lessening . Most of the Bills I pay haven’t gotten the message yet !

I have my fingers crossed.

nah, they don't want the runaway 9% inflation back before the elections.

Will the Fed lower interest rates in September just two months before the election?  That might cause the Stock Market to explode and influence the election.  It would be the third presidential election in a row that was influenced close to the election.  I do expect a drop in rates in September.

They seem to do the opposite of what we think so let's all say No. They will not go lower.

Yes, a very politically move. 

Does it really make much of a difference?