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Ryan Huggins - Thousand Oaks, CA - Thousand Oaks, CA
Residential Real Estate and Investment Properties

I can't remember the last time I saw an FHA loan.

May 10, 2022 07:55 AM
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

I do not recall the last time I had an FHA buyer if I ever had one at all. 

May 10, 2022 09:26 AM
John Juarez
The Medford Real Estate Team - Fremont, CA

I have not written or received an FHA offer in I don't know how long. Sellers like the comfort of offers with big down payments and no contingencies and that is what we see a lot of now.

May 10, 2022 09:21 AM
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

1. Appeal to sellers disclosed "LEGACY."
2. Make clear any appraisal deficient will be paid by buyer.
3. Offer to allow sellers resident grandma to age in place.
4. Offer several options to help the seller find, look, move, to their new place.
5. Use one of the 3 available companies that will make the offer look like cash. An additional 2 to 5% fee is added on to total closing cost.

May 10, 2022 09:01 AM
Gary Frimann, CRS, GRI, SRES
Eagle Ridge Realty / Signature Homes & Estates - Gilroy, CA
REALTOR and Broker

Years ago, I had one accepted.  I had (with permission) offered with the borrower's credit score reports as many people think FHA is solely for low credit score people, among other things like low income, etc.  It is really just about low down payment, although they will take some lower credit scores than conventional.  

May 15, 2022 11:14 AM
Tony Lewis
Summit Real Estate Group - Valencia, CA
Summit Real Estate Group Valencia & Aliso Viejo

It shouldn't be a problem unless a stronger offer is submitted.

May 12, 2022 11:04 AM
Kevin J. May
Florida Supreme Realty - Hobe Sound, FL
Serving the Treasure & Paradise Coasts of Florida

Cannot promote FHA loans ever since Obama added the "life of loan" MIP into the mix. I used to use them all the time prior to that even way back to '74. Never any issues that weren't able to be resolved. 

May 11, 2022 10:02 AM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

My wife was a loan officer and did FHA. As a sales manager had agents who did FHA. As a sales associate, can't remember ever doing an FHA deal. Did some VA, but no FHA.

May 11, 2022 04:25 AM
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

Convince your buyer to go conventional and refinance if they want to stick w fha

May 11, 2022 03:34 AM
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

It's hard to compete with all cash...

May 10, 2022 03:29 PM
Anna Banana Kruchten CRS, Phoenix Broker
HomeSmart Real Estate BR030809000 - Phoenix, AZ

I haven't seen an FHA loan in

May 10, 2022 01:23 PM
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Hope and a prayer I am sorry to say, to stay competitive. The CAR and the NAR, local and state politicians etc. should lobby for changes that make it the same or easier to obtain all necessary loans leaving the buyer choice of loans without repercussions, delays or undue burdens

May 10, 2022 09:46 AM