Spam prevention
Ambassador
4,514,422
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

I am not a loan officer but, if you're training to be one, I would strongly recommend you follow all of the terms of RESPA - (federally regulated).

Oct 19, 2019 10:36 PM
Rainmaker
1,049,432
Doug Dawes
Keller Williams Realty Evolution - Topsfield, MA - Georgetown, MA
Your Personal Realtor®

I'm not a loan officer

Oct 20, 2019 06:16 AM
Rainmaker
4,305,744
Richard Weeks
Dallas, TX
REALTOR®, Broker

Sorry, I'm not a loan officer.

Oct 20, 2019 03:28 AM
Rainmaker
4,438,882
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

I am not a loan officer and RESPA does not affect me.

Oct 20, 2019 06:07 AM
Rainmaker
3,376,974
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

It is the law, follow it or lose your license and face the legal system

Oct 20, 2019 05:15 AM
Rainmaker
1,003,749
John Juarez
The Medford Real Estate Team - Fremont, CA
ePRO, SRES, GRI, PMN

I am not a loan office. I know that loan officers must follow the guidance of RESPA when quoting rates and when preparing loan documents.

Oct 19, 2019 09:10 PM
Rainmaker
994,972
Diana Zaccaro Broker Associate
Tropical Beachside brokered by eXp - Cocoa Beach, FL
"The Accidental Blogger" Cocoa Beach, Florida

Sorry...not a LO...the majority here are REALTORS®.

 

Oct 19, 2019 08:50 PM
Ambassador
5,704,359
Bob Crane
Woodland Management Service / Woodland Real Estate, EXP - Stevens Point, WI
Forestland Experts! 715-204-9671

Nope, not a LO

Oct 19, 2019 08:42 PM
Ambassador
958,772
Mimi Foster
Falcon Property Company - Colorado Springs, CO
Voted Colorado Springs Best Realtor

Since most of us are Realtors, you might want to rephrase your question.

Oct 19, 2019 08:38 PM
Rainmaker
1,363,489
Gary Frimann, CRS, GRI, SRES
Eagle Ridge Realty / Signature Homes & Estates - Gilroy, CA
REALTOR and Broker

No hidden junk fees.

Oct 20, 2019 10:44 AM
Rainmaker
468,849
Dan Pittsenbarger
Keller Williams Western Realty - Bellingham, WA
Improving Conditions

Enjoy your studies. Post a question on AR checked off the to do list for homework assignments.

Oct 20, 2019 07:18 AM
Rainmaker
5,579,930
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

Oh My....

Oct 20, 2019 06:20 AM
Rainmaker
4,515,359
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Not important to pass your real estate test. Next question!

Oct 20, 2019 05:23 AM
Rainmaker
704,782
Peter Testa
Nationwide Homes - Danbury, CT
PETER TESTA

Greetings fellow earthlings. What's the color of the sky in your world? I don't know but my momma said don't stare at the sun or you'll go blind.

Oct 20, 2019 01:27 PM
Rainmaker
1,708,235
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

Must follow.

Oct 20, 2019 12:16 PM
Rainmaker
2,684,652
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

"Resta" as in rest from this......Start there. Know only what you need to know

Oct 20, 2019 12:01 PM
Ambassador
3,146,824
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

I wish you all the best with your real estate studies.

Oct 20, 2019 11:44 AM
Rainmaker
1,425,700
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

.

Oct 20, 2019 10:54 AM
Ambassador
1,862,488
Alan May
Jameson Sotheby's International Realty - Evanston, IL
A moving experience!

It doesn't Affect me at all, since I'm not a loan officer.

Oct 20, 2019 10:06 AM
Rainmaker
3,675,249
John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Many good responses.

Oct 20, 2019 09:35 AM
Rainmaker
5,270,641
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Good luck with your studies.

Oct 28, 2019 03:08 PM
Rainmaker
2,106,422
Anthony Acosta - ALLATLANTACONDOS.COM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

Best of luck with your studies. 

Oct 24, 2019 06:08 AM
Rainer
1,015
dev sarwal
Dev Sarwal - Frydek, TX
Dev Sarwal is a Commercial Real Estate Expert prov

Dev Strategy is really about foresight–having the skills necessary to see what could happen and planning for it. Success is really about overcoming failure. No matter what you do, you will experience some failure, and the ability to overcome the failure is what separates successful enterprises.

When Dev Sarwal teaches about corporate strategy, that is the first principle. The second is to try and chart all possible outcomes and to react quickly. It is better to react and get it wrong than react not at all. If you react, and you get it wrong, then quickly reverse course and correct what went wrong. Keep doing that till you get it right. The OODO principle!

If you react, and you get it wrong, then quickly reverse course and correct what went wrong.

Most of what Dev Sarwal has learned in corporate strategy is taught at business schools worldwide. Dev Sarwal attended Duke University, and spent several hours each week auditing some of the business school classes. The most important experience he received, however, was while working at Wal-Mart at their corporate headquarters. There, he not only strategized with some of the best in the business, but we made our share of mistakes. And we learned plenty from those mistakes. 

Oct 22, 2019 02:24 AM
Rainer
2,490
John Federico
KALEO Real Estate Company - Arcadia, CA
Real Estate Sales and Purchases in Loss Angeles

It was ultimately created to protect the consumer/buyer (hence the CFPB’s involvement) and to simplify the forms, so homebuyers know exactly what to expect at home closing at least three full days before they close on the property. This means no more last minute numbers or info.

Oct 21, 2019 01:36 PM
Rainmaker
580,383
Jason E. Gordon
AmeriFirst Financial Inc, San Diego, CA - San Diego, CA
Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE

The spirit of RESPA is that a Loan Officer does not provide anything of value in direct exchange for a referral (as the implication is that the Loan Officer might increase Borrower fees/rates to offset the cost of the "thing of value"). Simply put, all Loan Officer's should follow RESPA or face the consequences of the audit trail they leave behind.

Oct 21, 2019 10:02 AM
Rainmaker
2,055,323
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

If I were a loan officer it would.

Oct 20, 2019 06:43 PM
Rainmaker
1,598,130
Valeria Mola
SIB Realty - Miami, Sunny Isles Beach - Sunny Isles Beach, FL
305-607-0709 SIB Realty Condos for Sale and Rent

I am not a loan officer.

Oct 20, 2019 03:14 PM
Rainmaker
5,767,421
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Not a loan officer..

Oct 20, 2019 02:44 PM
Rainmaker
1,179,543
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

YOU ARE STUDYING FOR WRONG TEST PREPARED 15 years ago...

Oct 20, 2019 11:51 AM