Caroline Gerardo, C. G. Barbeau the Loan Lady nmls 324982 (CMG Financial)

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Rainmaker
3,399,029
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hello Caroline - whether I care or not, it seems as if the cat is out of the bag.  Unfortunately my opinion appears to matter little in the grand scheme.  Collectively, does it matter more?  Hmm, I wonder.  It seems privacy and carefree policies of all kinds have run amok.  

Sep 07, 2019 09:46 AM
Rainmaker
3,182,320
Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

Whether I care or not has little to do with the fact that I have no control in this situation.

Sep 07, 2019 10:26 AM
Ambassador
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Anna Banana Kruchten CRB, GRI, WLS
Phoenix Property Shoppe - Phoenix, AZ
603-380-4886

Well great - kiss privacy goodbye  and along with that there is no consequences for harming others. 1/2 of us got breached.  Seriously....who's minding the shop?

Sep 07, 2019 10:12 AM
Ambassador
3,406,157
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

It makes absolutely no sense to me whatsoever that there are no ramifications for their breach - NONE. Why?

Sep 07, 2019 11:13 AM
Rainmaker
1,226,440
Valeria Mola
SIB Realty - Miami, Sunny Isles Beach - Sunny Isles Beach, FL
305-607-0709 SIB Realty

I don't. 

Sep 07, 2019 10:01 AM
Rainmaker
1,640,828
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co. Notary Services, retired Realtor

I care but I don't see that I can do anything about it Caroline Gerardo . Unfortunately while you and I may be effected we are not their customers.

Sep 07, 2019 04:15 PM
Rainmaker
1,258,397
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

As long as mega corps run the government, they will be safe.  Drain the swamp, get rid of lobbyists and put term limits into place for all elected officials, then we'll see some change!

Sep 07, 2019 01:08 PM
Rainmaker
1,555,769
Sandy Padula and Norm Padula, JD, GRI
HomeSmart Realty West & Geneva Financial, Llc. - Carlsbad, CA
Presence, Persistence & Perseverance

Consumers need to be given a clear control choice on whether their personal financial data is collected and controlled by these companies. "Locking" Credit Reports is no sufficient

Sep 07, 2019 12:06 PM
Rainmaker
569,264
Peter Testa
Nationwide Homes - Danbury, CT
PETER TESTA

Just answering on the stock price part, I think that's because the markets react to news about earnings & in this case they made money by not having to pay-out, so their stock should do better, not worse. Albeit they made money screwing the victims of the data breach but that's how it translates. 

Sep 07, 2019 12:01 PM
Rainmaker
1,553,972
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg IL Real Estate

Yes but there isn't much of an option in my area. My corner of the world is locked up by them. No one it seems is made accountable.

Sep 07, 2019 11:12 AM
Rainmaker
3,104,435
Richard Weeks
Dallas, TX
REALTOR®, Broker

What to do what to do.

Sep 08, 2019 03:10 AM
Ambassador
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Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

I am sure that they do not care.

Sep 07, 2019 04:20 PM
Rainmaker
3,344,763
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

My opinion on this will not count and does not count!

Sep 07, 2019 11:45 AM
Rainmaker
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Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Caroline,

Typical of large corporations, next thing they will do is declare bankruptcy, that is one MO that keeps them for paying anyone.  A

Sep 07, 2019 11:34 AM
Rainmaker
608,401
Peter Mohylsky
PrimeSouth Properties - Santa Rosa Beach, FL
Let me help you find your path to the beach.

Don’t really care.sorry.

Sep 07, 2019 11:28 AM
Rainmaker
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Thomas J. Nelson, Realtor e-Pro, CRS, RCS-D, Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

Michael Jacobs voiced my sentiment on this.

Sep 07, 2019 11:20 AM
Rainmaker
1,660,249
Evelina Tsigelnitskaya
SIB Realty - Sunny Isles Beach, FL
www.SIBRealty.org 305-931-6931

I don't use it.

Sep 08, 2019 07:35 AM
Rainmaker
5,470,957
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

No control of this situation, care or not.

Sep 07, 2019 12:03 PM
Rainmaker
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Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Who sits on their board, who is the ceo friends with etc. is helping this along

Sep 07, 2019 10:49 AM
Rainmaker
5,089,054
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

if I did care, what difference would it make.... I don't care.

Sep 07, 2019 10:47 AM
Rainer
2,525
Andrew Warner
NAI Horizon - Phoenix, AZ
Mobile Home & RV Park Investments

So far it turns out the hacked Equifax data has not been released publically or sold on the deep web. Because of this it is beleived to be from a state actor. There stock is solid because they have still been allowed to operate (due to banks & financial insitutions relying on them too much. Knowing someone's credit is necessary if you want to make money lending and no alternative has been made yet). One great way to check if you have been hacked or your information has been leaked (It probably has) and from where I suggest: https://haveibeenpwned.com/ 

The website will tell you if your email address has been involved in a databreach and which databreaches it was from. You can also check to see if any of your passwords have been breached on the site (3/5 of the passwords I used regularly myself had been breached). If your password has been leaked then I suggest changing it as hackers collect massive databases of billions email and password combinations that they use to hack into your account. Once a password is in the public database then you should probably change it.

Sep 08, 2019 08:26 PM
Rainmaker
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Greg Cremia
Shore Realty of the Outer Banks - Nags Head, NC

Worrying has never accomplished anything

Sep 08, 2019 05:48 AM
Rainmaker
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Kathleen Daniels
KD Realty - 408.972.1822 - San Jose, CA
San Jose Homes for Sale-Probate & Trust Specialist

Opting out would be wonderful.  

Sep 08, 2019 07:53 AM
Rainmaker
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Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Do we have a say in this -- NOPE!

Sep 22, 2019 02:06 PM
Ambassador
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Paul S. Henderson, REALTOR®, CRS
RE/MAX Northwest. - Tacoma, WA
Tacoma Washington Agent/Broker & Market Authority!

We should all care...

Sep 14, 2019 08:27 PM
Rainmaker
777,263
Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

Of course it matters.

But just like trying to buy sneakers NOT MADE IN CHINA, what recourse do we have?

Like a bunch of naive kids, we have all WILLINGLY allowed the pursuit of convenience to compromise any illusion of privacy. 5G will actually make a mockery of the suggestion that what occurs in the privacy of our homes is protected.

Do you use any service to monitor where you information is being breached? I use FIREFOX. The only protection that exits is via use of an ALIAS. YEP, the violates the TOU, but no one is looking after me and you.

Sep 14, 2019 06:37 AM
Rainmaker
707,471
John Juarez
The Medford Real Estate Team - Fremont, CA
ePRO, SRES, GRI, PMN

If you opt for the "up to $125" per victim you have succumbed to a false reality.

Sep 12, 2019 05:53 PM
Rainmaker
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Krystin Mitchell, CPA CFE
KLSM CPA Firm, PLLC - Houston, TX
I help clients resolve IRS tax matters

No one is holding them accountable. 

Sep 10, 2019 06:54 PM
Rainmaker
484,923
Jason E. Gordon
AmeriFirst Financial Inc, San Diego, CA - San Diego, CA
Sr. Loan Officer, CMPS, CDLP, CDRE, RCS-D, CDPE

EFX falls into the "too big to fail" category in my opinion. They (and TU/XPN) have etched themselves so firmly into the system, they are seemingly untouchable. I wish it wasn't the case.

Sep 09, 2019 07:58 AM
Rainer
1,340
Abdul Raziq
House Ninja - Berryville, TX
A Real Estate Adviser | Market Observer

I can see a big hit on their stock real soon.

Sep 09, 2019 05:17 AM