Tony Lewis, Summit Real Estate Group Valencia & Aliso Viejo (Summit Real Estate Group)

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Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

I try to not care about the "shoulds" , the "coulds"  and the "woulds"  where I have no control.  This works for me.

May 16, 2018 03:49 AM
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Using my economic background and conferring often with local economists, if the rate hits 5, the market could stall. Because it has been low so long, there is a generation of new buyers unaware of rates ever above 5

May 16, 2018 05:00 AM
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

    When I get appointed to the Fed, I will make my decision.

May 16, 2018 06:06 AM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Since I have purchased in a market where rates were under 5 and also when rates were above 18, my take is deal with it since you have no control. The decision of an acceptable rate varies with circumstances.

May 16, 2018 05:30 AM
Lyn Sims
Schaumburg, IL
Real Estate Agent Retired

I think lower than it is now. I think this latest increase did put a stall on things at least in my area.

May 16, 2018 05:15 AM
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Michael Jacobs nailed this one!

May 16, 2018 05:05 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

There is no answer to this question. How do you come up with 5.5%?

May 16, 2018 05:02 AM
Andrew Mooers | 207.532.6573
Northern Maine Real Estate-Aroostook County Broker

How to maneuver, to conquer the market whatever the interest rates are is the key. Don't wait for a certain rate to kick yourself in the butt to go after more than your share of the market that is. My first home loan was 12.25% fixed in a market fueled by 16% adjustable. Make the most of whatever the rate is and avoid water cooler discussions on what is an ideal rate, when do you think this or that number will happen if the fed monkeys with the prime.

May 16, 2018 04:03 AM
Candice A. Donofrio
Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker - Fort Mohave, AZ
928-201-4BHC (4242) call/text

Moving target, completely interdependent on so many factors.
This question is like asking what is beauty?
And yes I know they've quantified it but that's BS.

May 16, 2018 07:53 AM
Richard Bazinet /MBA, CRS, ABR
West USA Realty - Scottsdale, AZ
Phoenix Scottsdale. Sellers, Buyers & Relocations

It does not matter what I think. The market forces are in play. Are you talking about the interest rate or the mortgage rate? They are two different things and not the same.

May 16, 2018 06:49 AM
Debe Maxwell, CRS | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

5% is going to be scary to many buyers who have never seen rates above that but, 6% would be my projection. 

May 16, 2018 05:38 AM
Greg Large
ERA Real Solutions - Grove City, OH
A Tradition of Trust

not within my control but I would support Fred Griffin to be in charge of the Fed.

May 16, 2018 11:50 AM
Sybil Campbell
Fernandina Beach, FL
Referral Agent Amelia Island Florida

The current interest rates have already priced a lot of first time home buyers our of the market. That's unfortunate for sellers in that price range.

May 16, 2018 08:21 AM
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

I agree with Michael Jacobs .  They are always buyers and sellers in any market.  A

May 16, 2018 07:36 AM
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Property Manager

I think the more important issue would be housing affordability on the price side.  As long as people can "afford" the payments they will buy homes at any interest rate.  Anyone remember 14%?  I remember running to the bank to refi when the rates got down to 10% and saved $300 per month. 

We need more houses for people to buy.  

May 16, 2018 07:12 AM
Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

The rates will be what the rates will be.  Where I think they should be have never be factored into the equation.

May 16, 2018 06:55 AM
Richard Weeks
Dallas, TX
REALTOR®, Broker

Looks like you received some great answers.

May 16, 2018 06:52 AM
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

I'm in 's camp on this one. I remember 14% rates but there's a bunch of spoiled owners that never knew double digits. 

May 16, 2018 06:46 AM
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

We need to get the Savings Rates to back over 2% !!!!

May 16, 2018 06:27 AM
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

There are too many outside variables.  If the prime rate were 10% than a 5.5% mortgage interest rate would not be sustainable.

May 16, 2018 06:04 AM
Sandy Padula and Norm Padula, JD, GRI
HomeSmart Realty West - Carlsbad, CA
Presence, Persistence & Perseverance

Way above my pay grade. 

May 16, 2018 05:46 AM
Jeff Pearl
RE/MAX Distinctive / LIC in VA - Lovettsville, VA
Full Service Full Time Realtor

6%, but it varies depending on credit risk, debt, down payment, type of loan, etc. Have to consult with Volcker and Greenspan!


May 16, 2018 04:59 PM
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

It is more about inventory and having affordable homes and a 4-6 month supply. The interest rate helps when it isn't too low or too high.

May 16, 2018 03:04 PM
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

4-6 % seems to please all concerned

May 16, 2018 11:13 AM
Roy Kelley
Retired - Gaithersburg, MD

You deal with the current rates. 


May 16, 2018 10:46 AM
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

What the economy calls for.

May 16, 2018 10:42 AM
Kevin J. May
Florida Supreme Realty - Hobe Sound, FL
Serving the Treasure & Paradise Coasts of Florida

The balanced healthy markets I've been through have ranged from 4% to 12% therefore anywhere in that range is good with me.

May 16, 2018 10:29 AM
John Meussner
Mortgages in AZ, CA, CO, DE, FL, GA, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - Fair Oaks, CA
#MortgageMadeEasy Fair Oaks, CA 484-680-4852

Rates are indicative of the greater marketplace and economy, not a function of the real estate market itself.  


Interest rates should always be attractive enough to bring in investment into bonds that allow liquidity in the mortgage market and plenty of access to credit.


Too high and the market lags due to a lack of participation.  Too low and you have no investment in the bonds, leaving the market entirely to government funding and risk. 


There is no number that's right, as it's always dependent on outside factors.

May 16, 2018 10:09 AM
Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

5 to 6% if reasonable...

May 16, 2018 08:55 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Having seen it vary from double digits to 1% who knows? Homes sold in the whole range so it will be what it will be. Tony Lewis 

May 16, 2018 08:35 AM
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel


May 16, 2018 07:51 AM
Diana Dahlberg
1 Month Realty - Pleasant Prairie, WI
Real Estate in Kenosha, WI since 1994 262-308-3563

6% would be about it ... I remember 17% ... and I would love 3.5% ... so having said that, since I have no control ... it is what it is.

May 16, 2018 06:08 PM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

I agree with Michael, it won't matter.  Our market is still crazy.

May 18, 2018 02:35 PM
Mike Kelly,CRS,CIPS
The MJKelly Team - Santa Rosa, CA
"One of Sonoma County's Natural Resources"

Depends on the make up of your market. In the midwest where home prices are substantially lower and don't have rampant appreciation a higher rate would work. Here in Sonoma County, greatest state of California, our median home price is up 11% over last year to $685,000.  1 in 4 can afford the median priced home. If we didn't have 5% rates and lower, we never would have had our run up. I spend 15 years in a double digit marketplace. I love these rates. We are debating now what rate will kill our market. 6? 7? 8? 

May 17, 2018 11:59 AM
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • GRI • HAFA • PSC Calabasas CA


May 16, 2018 10:50 PM
Jeff Perlis Prime Properties
Prime Properties - Lake Arrowhead, CA
Experience Your Own Transformation!


May 16, 2018 10:08 PM
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Tony Lewis - where they are now. It should go up to scare buyers sometimes, though.

May 16, 2018 09:45 PM
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

I have no idea on this one.

May 16, 2018 06:50 PM