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Rainmaker
1,620,491
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg Real Estate

Some of it just crossed the lines in the 'name of consumer protection' but I think it was anything but that. They say it's easier for buyers to figure out - really? I don't think so & I've never had a buyer say this is 'too easy' for me.

Jan 29, 2017 08:42 AM
Rainmaker
1,308,072
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Hopefully some changes occur for the better.

Jan 29, 2017 10:31 AM
Ambassador
1,706,708
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

I hope it is just revised. The CFPB just uncovered a large student loan fraud from a large servicer that cost $5 billion dollars in 5 years to borrowers. Reminded me of the Wall Street and Banking fraud in real estate. It will happen again without oversight.

Jan 29, 2017 08:47 AM
Rainer
54,243
Joe D'Agostino
NMLS# 729950 - Manahawkin, NJ
Mortgage Officer 46 years!

As a Mortgage Banker ,Dodd-Frank has been slowly crippling the financial world. Over regulation's, strict (never bend) guidelines,virtually no programs allowed for excellent credit,great LTV, but tight on income. Recently lost a deal for $600K refinance with and 804 FICO on a $1.2million home. Not enough verifiable income. This deal should have been made. For me, Dodd-Frank has limited my income,due to the amount of commission I may earn on a deal. That would be like Realtors being told they can only list for 2%. Trump wants to get rid of it, Barny Frank even admitted that he had no idea the negative impact this had on the financial community. Let's all hope!

Jan 30, 2017 09:50 AM
Rainmaker
1,363,351
Anthony Acosta - ALLATLANTACONDOS.COM
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

We will have to wait and see Dorie Dillard 

Jan 30, 2017 05:41 AM
Rainmaker
1,918,026
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

I believe there are still parts that have not yet been implemented !

Jan 30, 2017 03:57 AM
Rainmaker
3,066,356
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Ryan Huggins - Thousand Oaks, CA nailed this one!

Jan 30, 2017 03:36 AM
Ambassador
4,306,997
Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Dorie Dillard - what Fred Griffin said....

Jan 29, 2017 09:59 PM
Ambassador
3,312,949
Paul S. Henderson, REALTOR®, CRS
Fathom Realty Washington LLC - Tacoma, WA
South Puget Sound Washington Agent/Broker!

I hope revised...

Jan 29, 2017 09:00 PM
Rainmaker
3,985,581
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

I see some revisions

Jan 29, 2017 05:36 PM
Ambassador
3,724,720
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

I think revised - although things are moving and shaking right now in DC so, who knows?  This could be completely dismantled too, Dorie Dillard!

Jan 29, 2017 04:11 PM
Rainmaker
3,962,062
Dorie Dillard CRS GRI ABR
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
Serving Buyers & Sellers in NW Austin Real Estate

It's going to be interesting..it may not be totally dismantled but revisions are definitely going to made..rightfully so!

Jan 29, 2017 03:53 PM
Rainmaker
3,507,090
Nina Hollander
Coldwell Banker Realty - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

It needs some major overhaul... so I don't know if in the end it's easier to dismantle and start from scratch or simply to revise.

Jan 29, 2017 02:08 PM
Ambassador
2,470,382
Fred Griffin Tallahassee Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

 It should be repealed.

Jan 29, 2017 02:02 PM
Ambassador
3,169,546
Chris Ann Cleland
Long and Foster REALTORS®, Gainesville, VA - Bristow, VA
Associate Broker, Bristow, VA

After some of the things I've discussed with my financial advisor, I hope it gets dismantled.  I was used to seeing the things that were there to help consumers, but the emergency liquidation of our money in banks when they have trouble is very concerning.

Jan 29, 2017 01:44 PM
Rainmaker
795,876
Kasey & John Boles
Jon Gosche Real Estate, LLC - BoiseMeridianRealEstate.com - Boise, ID
Boise & Meridian, ID Ada/Canyon/Gem/Boise Counties

I have a feeling the new administration is going to take a close look at nearly everything that occurred the last 8 years or so but I am not sure we can predict exactly how it will react.  Completely dismantling would be a huge undertaking though.  I can see revisions.-Kasey

Jan 29, 2017 01:36 PM
Rainmaker
467,284
Lynnea Miller
Bend Premier Real Estate - Bend, OR
Premier Real Estate Service in Central Oregon

The new administration is moving at lightning speed, but I don't know if Dodd-Frank is on their list for quick review and change.

Jan 29, 2017 11:33 AM
Rainmaker
5,398,061
Barbara Todaro
RE/MAX Executive Realty - Retired - Franklin, MA
Previously Affiliated with The Todaro Team

we haven't even started to see the changes that are coming in the near future....

Jan 29, 2017 11:29 AM
Rainmaker
2,559,706
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Its in the queue to be visited, tried, tested and sentenced....

Jan 29, 2017 10:08 AM
Rainmaker
3,647,673
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Major revision might be easier to pass!

Jan 29, 2017 10:08 AM
Rainmaker
1,053,599
Thomas J. Nelson, REALTOR ® e-Pro CRS RCS-D Vets
Big Block Realty 858.232.8722 - La Jolla, CA
& Host of Postcards From Success Podcast

It needs some improvements, although it's supposedly preventing a repeat of the Great Depreciation of 2007-20011, I see student loan fraud and banks/insurance companies will always test "the perimeter" for escape hatches and  loop holes.

Jan 29, 2017 09:27 AM
Rainmaker
3,496,061
Richard Weeks
Dallas, TX
REALTOR®, Broker

One can only hope; however, I wish we knew.

Jan 29, 2017 09:13 AM
Rainmaker
1,321,697
Raymond E. Camp
Howard Hanna Real Estate Services - Ontario, NY
Licensed Real Estate Salesperson Greater Rochester

Hopefully by the peoples request it is revised to get rid of the bad parts.

Jan 29, 2017 08:55 AM
Rainmaker
1,506,627
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • Green • GRI • HAFA • PSC Calabasas CA

Should both Dodd Frank and environmental regulations ease, new home construction could finally expend to address inventory shortages that we have in SoCal since the recovery began. 

Feb 16, 2017 07:12 PM
Rainmaker
1,833,056
Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

dare we hope.

Feb 01, 2017 04:04 AM
Rainmaker
634,116
Kathleen Luiten
Resort and Second-Home Specialist - Princeville, HI
Kauai Luxury Ocean Home Sales

I'm looking for some improvements.

Jan 30, 2017 06:10 PM
Rainmaker
1,593,553
Sandy Padula and Norm Padula, JD, GRI
HomeSmart Realty West & Lend Smart Mortgage, Llc. - Carlsbad, CA
Presence, Persistence & Perseverance

I would love it if cooler heads prevailed and not involve a knee-jerk reaction.

Jan 30, 2017 01:02 PM
Rainmaker
883,176
Jennifer Mackay
Counts Real Estate Group, Inc. - Panama City, FL
Your Bay County Florida Realtor 850.774.6582

Hopefully it will be more consumer friendly either way - I hope he does it soon!!!

Jan 30, 2017 07:31 AM
Rainmaker
4,798,831
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

My crystal ball is not answering this question for me.

Jan 30, 2017 07:30 AM
Rainmaker
4,432,941
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

No idea

Jan 30, 2017 06:01 AM
Rainmaker
3,685,191
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Time will tell.  Eventually.   

Jan 30, 2017 04:37 AM
Rainmaker
503,623
Diana Dahlberg
1 Month Realty - Pleasant Prairie, WI
Real Estate in Kenosha, WI since 1994 262-308-3563

Something needs to be done so we will just have to wait and see what the New Administration does. At theleast -- it needs revisions.

Jan 29, 2017 06:38 PM
Ambassador
3,985,382
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

It is a mess and should be repealed and then start over. Nothing about it helped the consumer.

Jan 29, 2017 05:43 PM
Ambassador
2,209,980
Debbie Laity
Cedaredge Land Company - Cedaredge, CO
Your Real Estate Resource for Delta County, CO

I think we are going to see some changes to the act. 

Jan 29, 2017 05:40 PM
Rainmaker
541,245
Alexander- Slocum
Premiere Property Group, LLC - Vancouver Washington - Vancouver, WA
Realty Team- Vancouver WA Real Estate

Restoring a modern version of Glass-Steagall is likely in order, as well as curing the bias and error in Dodd-Frank.  The bigger bomb on a short-fuse is likely the runaway Derivatives market, which Congress voted to not regulate.  Boom! (great line by Mark Baum/Steve Carell in "The Big Short")

Jan 29, 2017 05:03 PM
Ambassador
4,768,572
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

The future of most things is very uncertain right now.

 

Jan 29, 2017 03:34 PM
Rainmaker
142,596
Diana White-Pettis
Bennett Realty Solutions - Upper Marlboro, MD
GRI, CDPE, CNE, WHC Upper Marlboro Homes for Sale

I'm still trying to wrap my head around all of it.

Jan 29, 2017 10:52 AM
Rainmaker
3,485,907
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Will be interesting to see if some is cut or what happens.

 

Jan 29, 2017 10:15 AM
Rainmaker
5,899,395
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Share your predictions in one of your blogs.

Jan 29, 2017 09:27 AM
Rainmaker
144,616
Julie Larson Realtor® Sarasota FL 941-882-0322
PalmerHouse Properties Florida - 941-882-0322 | Serving Sarasota, Manatee & Charlotte Counties - Sarasota, FL
When you're thinking of moving...ThinkSuncoast.com

I don't really understand all of Dodd-Frank, but I do see how it made it more difficult for family members to finance a home for a relative or friend. I do hope that it is revised for these type situations.

Jan 29, 2017 09:08 AM
Rainmaker
1,157,329
FN LN
Toronto, ON

It is a decision for the elected officials of your country to decide.

Jan 29, 2017 08:51 AM