Ruth is actually a real estate broker, she doesn't know this??

Take and correct papers for the clients and pass them on to the underwriter.

Ruth,

Take Jeff Dowler CRS advice.  We have some great lenders in Active Rain.  They write wonderful posts, and personally I learn so much from reading their posts.  A

Loan officers like real estate agents need good people skills and are responsible with presenting the right loan programs to the client and gathering the information needed to get the loan closed. A good loan officer acclimates the borrower and stays on top of getting the loan to closing and keeps the agent informed.

Let's see if some of our AR loan officers can give you the best answer - John Meussner , Joe Petrowsky  , Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi  or DEANNA EARLY --( NMLS #268590 )-- 

By Answering this question, it would turn out to be a blog. If they work in a bank, they do less than if they were a mortgage broker and even less if they are a one person mortgage broker/owner, such as myself.

I would suggest that you dicuss this with your lenders us use, providing you didn't talk about that when you first decided to use them.

 That would be impossible to answer in this forum & varies from lender to lender.  At a big box call center, an LO's job may be to simply answer the phone, complete an application, then pass things along to someone that knows what they're doing.

For me, I manage a transaction for each & every client from the time before they're a client (marketing) to when they prepare for a loan (first step - preapproval), to when they actually apply for a refinance or a purchase loan (the 'mortgage process').  Once a loan is in process, we work to keep things streamlined in order to fund within time constraints.  Sometimes this is easy.  Sometimes it require a full coat of armor, swords, nunchucks, and rocket launchers to fight hoards of underwriters, appraisers, ignorant agents, and others who try to derail the process.   We fight the good fight.

After a loan closes, we make sure everyone's happy, and we make sure our clients know how awesome their real estate agent was!

Asking the right questions and presenting an honest file for consideration!

I think you need to ask a loan office to outline those for you.

Talk with your best mortgage loan officer.

I'll let the loan officers answer that question.

It depends upon the job description as determined by the loan officer's employer.

No clue Ruth Mary Hansen 

What Jeff Dowler CRS  said.

I believe the LO has a duty to keep every one informed.  If there's a serious problem with the file I want the LO to tell me asap. I don't want to have to chase the LO to find out why the file isn't hitting its milestones. Buyers and sellers need to know what's going on with their transaction so they can plan accordingly.

collecting and processing paperwork.

check credit and verify incomes

Getting my clients a loan and ordering around all the loan enlisted?

Ruth Mary Hansen ... not sure that my answer would fit in this space or in the context of a Q&A comment.  Also not sure what "typical" is anymore .. as so many of my duties seem very UN-typical these days.  Clients and mortgages are that diverse.

I think I will leave my answer at that ... and hope that those that wish more info look to my AR posts ... and those of other LOs here on AR.  Those posts will give you some idea of what we do ... and how we conduct ourselves and our business.

Thanks for the question ...

Gene

well, maybe a loan officer will answer this question for you....

That's a great question for an LO...LOL!

Ruth Mary Hansen - to help buyer secure a mortgage.

loan a mortage. They do not do underwriter.

Ditto under Debbie Reynolds and Will Hamm