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Jillian La Rocque

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Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

It's not a great place to start if you have to convince a bank that has money to lend, to qualify a buyer that needs a mortgage.

Mar 15, 2016 04:20 AM
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Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Interesting. Looks like Deanna Early has a good answer. A qualified buyer means a deal for both sides!

Mar 15, 2016 05:29 AM
Rainmaker
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DEANNA C. SMITH CERTIFIED MOBILE NOTARY
Certified Mobile Notary Signing Agent - Smith Mountain Lake, VA
Highest Ranked Certified Mobile Notary in Virginia

Your banking system is different from the American system.   I find there are four banks in Domenica and from my end it looks like the National Bank of Domenica would be my first choice.   Most American lenders use a basic information sheet (mini app) that Realtors can give clients to fill out and return.   I would suggest you check with the Domenica banks to see if they have a similar form.   I would also ask locals who have previously used YOUR banks to do financing what they thought of the lender they used.   Identify the best lender available and become their best friend.   Good Luck !

Mar 15, 2016 04:59 AM
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Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

We have them lining up to do this for us.

Jun 14, 2019 10:45 PM
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Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

If the bank can't figure it out, go on to the next customer!!

Mar 15, 2016 11:41 PM
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Roy Kelley
Retired - Gaithersburg, MD

If it requires convincing, you are using the wrong loan officer.

Mar 15, 2016 11:14 PM
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Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Jillian. Your system is different for sure, I would meet with all banks that are near you. I would build a good working relationship with as many of them as possible.

Mar 15, 2016 06:59 PM
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Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • GRI • HAFA • PSC Calabasas CA

How interesting. I never had to convince a lender to take a client in here. But I do prefer working with smaller brokers, since they are more aggressive in business( usually a buyer gets better terms and more attention, and I'm updated promptly on the progress).

Mar 15, 2016 05:21 PM
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Jillian La Rocque not sure why you should convince the lender for a buyer. Buyer needs to provide documents to the lender and lender should do the due diligence...

Mar 15, 2016 03:51 PM
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Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Wow.  I'd recommend pointing out that your buyers would be pre-disposed to using them and that they might be able to beat someone's loan rates and get their business (from reviewing a buyer of your listings).

Mar 15, 2016 11:24 AM
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Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

good luck.

Mar 15, 2016 10:11 AM
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John Pusa
Glendale, CA

Jillian La Rocque This is a good question.

Mar 15, 2016 08:23 AM
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Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

I don't understand why you would have to twist the arm of bankers to want to lend money. If that is the environment you have, I suggest you partner with a national company that is interested in giving mortgages to qualified buyers. 

Mar 15, 2016 08:21 AM
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Carla Muss-Jacobs, RETIRED
RETIRED / State License is Inactive - Portland, OR

Hey, if they don't want to loan what points could you make?  Not sure if lending works for each system.  

Mar 15, 2016 05:04 AM
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Annette Lawrence , Palm Harbor, FL 727-420-4041
ReMax Realtec Group - Palm Harbor, FL
Making FLORIDA Real Estate EZ

 Your profile reflects you are 'real estate development resource.'

It seems you are neither an agent or broker.

It is unclear to me why any lender would want to engage with you.

As a agent or broker, you do have critical mass related to your business volume that would get any business persons attention. This could be a case where you may need to change your audience.

Mar 15, 2016 04:57 AM
Rainer
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LUXURYSOCALREALTY COMPASS La Jolla
Compass - La Jolla, CA
San Diego Partner - The Private Client Network

Hi Jillian are the lenders not as willing to lend unless you practically are a cash buyer?

Mar 15, 2016 04:56 AM
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Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

I would think that the potential for these customers to use this bank/lender would be incentive enough.

Mar 15, 2016 04:29 AM
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Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

 Tlak to your broker. Bristish system?

Mar 15, 2016 04:24 AM
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Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Jillian La Rocque I don't think you have to convince them at all. If they want you business they should work with you. I'm not familiar with the rules in the VI, but I believe they would benefit from your potential clients.

Mar 15, 2016 03:59 AM