Do you check your credit report each year? We get one free one or so I am told.

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Peter Mohylsky,, Call me at 850-517-7098 (Property Management International-Destin)

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Rainmaker
1,664,599

Inna Ivchenko

Barcode Properties - Encino, CA

Realtor® • GRI • HAFA • PSC • Short Sale • Probate

Yes, you can pull out 1 per year from all 3 bureaus, or pull them quarterly one by one: https://www.annualcreditreport.com/index.action

Mar 06, 2016 04:32 PM

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1

Inna Ivchenko

Encino, CA

Rainmaker
594,330

DEANNA C. SMITH CERTIFIED MOBILE NOTARY

Certified Mobile Notary Signing Agent - Smith Mountain Lake, VA

Highest Ranked Certified Mobile Notary in Virginia

I do monitor mine regularly and recommend everyone else do the same. I also advise people considering doing a mortgage in the next 12 months to pull a copy of all three agencies reports and fix or clean up any errors and inaccuracies before applying to speed up the process.

Mar 06, 2016 01:11 AM

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1

DEANNA C. SMITH CERTIF...

Smith Mountain Lake, VA

Rainer
152,917

Chrissi Chapman Topoleski

Coldwell Banker Realty - Woodbridge, VA

Helping agents live an exceptional life!

I get my free yearly one, and also belong to Credit Karma like Lyn.

Mar 05, 2016 10:23 PM

Upvote

1

Lyn Sims

Schaumburg, IL

Rainmaker
1,153,799

Kevin J. May

Florida Supreme Realty - Hobe Sound, FL

Serving the Treasure & Paradise Coasts of Florida

You get one free from each .of the three major repository every year thanks to our Federal Government. Those are Equifax, Experian and Trans Union credit reports. I rotate one every 4 months to keep tabs on the goings on in the portfolio. Knowing about your credit is the only way you'll ever improve it. If it's FREE it's for ME!

Mar 05, 2016 09:26 PM

Upvote

1

Fred Griffin Florida R...

Tallahassee, FL

Rainmaker
1,880,698

Lyn Sims

Schaumburg, IL

Real Estate Broker Retired

Yes & I belong to Credit Karma where if anyone does anything they send me an email. Had someone steal my identity about 1.5 years ago & it was a nightmare. Having the credit monitoring alerted me but the damage was already taking place. In the end, I did find out sooner than if I didn't belong to one of those companies.

Funny thing was, we had many stores get hacked (Target, Home Depot, Jewel Grocery) here in my area so I was a member of 3 services each from a different store when 'odd' things started happening.

Mar 05, 2016 09:24 PM

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1

Chrissi Chapman Topoleski

Woodbridge, VA

Rainmaker
3,627,477

James Dray

Fathom Realty - Bentonville, AR

No sir, haven't done one in years

Mar 05, 2016 09:08 PM

Upvote

1

Peter Mohylsky,

Inlet Beach, FL

Ambassador
2,651,357

Kat Palmiotti

eXp Commercial, Referral Divison - Kalispell, MT

Helping your Montana dreams take root

I check mine monthly. And yes, you can order a free one.

Mar 05, 2016 08:58 PM

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1

Peter Mohylsky,

Inlet Beach, FL

Ambassador
6,845,487

Bob Crane

Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI

Forestland Experts! 715-204-9671

I dont get concerned about this.

Jun 04, 2019 09:23 PM

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Rainmaker
6,108,052

Joan Cox

House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO

Denver Real Estate - Selling One Home at a Time

I try to once a year, but sometimes I miss a year or two.

Mar 07, 2016 06:48 AM

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Rainmaker
4,434,277

Gita Bantwal

RE/MAX Centre Realtors - Warwick, PA

REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Thanks for the reminder.

Mar 06, 2016 08:19 PM

Upvote

Rainer
321,664

Melissa Jackson REALTOR

Trinity Premier Properties - Azle, TX

Helping You Make The Right Move

I use Credit Karma. Have not gotten our free report directly from the big 3 in a couple of years.

Mar 06, 2016 01:09 PM

Upvote

Rainmaker
1,683,918

Larry Johnston

Broker, Friends & Neighbors Real Estate and Elkhart County Subdivisions, LLC - Elkhart, IN

Broker,Friends & Neighbors Real Estate, Elkhart,IN

No I don't check it, since I have no reason to every year.

Mar 06, 2016 12:23 PM

Upvote

Rainmaker
1,554,800

Ryan Huggins - Thousand Oaks, CA

https://HugginsHomes.com - Thousand Oaks, CA

Residential Real Estate and Investment Properties

Yes, and you can actually use that more than once a year for free. At least I have in the past. I also have automated tools and other manual ones keeping it safe.

Mar 06, 2016 12:07 PM

Upvote

Rainmaker
3,986,529

William Feela

WHISPERING PINES REALTY - North Branch, MN

Realtor, Whispering Pines Realty 651-674-5999 No.

6 months

Mar 06, 2016 08:02 AM

Upvote

Rainmaker
864,758

Les & Sarah Oswald

Realty One Group - Eastvale, CA

Broker, Realtor and Investor

Yes, it is wise to check one's credit report at least once a year. Some credit cards are giving you the option to check it on a monthly basis for FREE.

Mar 06, 2016 06:14 AM

Upvote

Rainmaker
3,988,194

Debbie Reynolds, C21 Platinum Properties

Platinum Properties- (931)771-9070 - Clarksville, TN

The Dedicated Clarksville TN Realtor-(931)320-6730

We have a LifeLock membership and they send us our free credit report each year. I do check it.

Mar 06, 2016 06:06 AM

Upvote

Rainmaker
938,325

Olga Simoncelli

Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT

CONSULTANT, Real Estate Services & Risk Management

It's a very good idea to monitor your credit report on a regular basis and nip problems/errors in the bud. Yes, you get a free one and can order online.

Mar 06, 2016 04:51 AM

Upvote

Rainmaker
8,321,339

Roy Kelley

Retired - Gaithersburg, MD

Yes.

Mar 06, 2016 01:46 AM

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Rainmaker
5,585,299

Barbara Todaro

Retired...Mentoring Newbies - Franklin, MA

Previously Affiliated with The Todaro Team

yes...and my credit score monthly...

Mar 06, 2016 12:07 AM

Upvote

Rainmaker
5,774,223

Ron and Alexandra Seigel

Napa Consultants - Carpinteria, CA

Luxury Real Estate Branding, Marketing & Strategy

Not every year. A

Mar 05, 2016 11:33 PM

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Ambassador
2,400,301

Carol Williams

Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA

Retired Agent / Broker / Prop. Mgr, Wenatchee, WA

Haven't done it in years but know I should.

Mar 05, 2016 11:17 PM

Upvote

Rainmaker
1,276,221

Sam Shueh

(408) 425-1601 - San Jose, CA

mba, cdpe, reopro, pe

I can check it online as often as wanted. I get FICO and consumer credit at no charge. Can ask for detailed stats at no cost.

Mar 05, 2016 11:05 PM

Upvote

Rainmaker
2,898,791

Richard Alan Naggar

people first...then business Ran Right Realty - Riverside, CA

agent & author

Out of that system finally. Cash or debit card for me...No More Credit!

Mar 05, 2016 10:57 PM

Upvote

Rainmaker
4,840,839

Michael Jacobs

Pasadena, CA

Pasadena And Southern California 818.516.4393

Not every year.

Mar 05, 2016 10:51 PM

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Ambassador
2,728,898

Fred Griffin Florida Real Estate

Fred Griffin Real Estate - Tallahassee, FL

Licensed Florida Real Estate Broker

Get one from Equifax free... wait 4 months, get one from Experian... wait 4 months, get one from TransUnion. Repeat.

That way, you are getting a report every 4 months.

Mar 05, 2016 10:49 PM

Upvote

Rainmaker
1,677,946

John McCormack, CRS

Albuquerque Homes Realty - Albuquerque, NM

Honesty, Integrity, Results, Experienced. HIRE Me!

Yearly it is for us.

Mar 05, 2016 10:43 PM

Upvote

Rainmaker
5,636,020

Wayne Martin

Wayne M Martin - Oswego, IL

Real Estate Broker - Retired

I do not but my wife does!

Mar 05, 2016 10:33 PM

Upvote

Rainmaker
1,125,168

Candice A. Donofrio

Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker - Fort Mohave, AZ

928-201-4BHC (4242) call/text

More than that.

Mar 05, 2016 10:18 PM

Upvote

Rainmaker
1,466,257

Michael Setunsky

Woodbridge, VA

Your Commercial Real Estate Link to Northern VA

Peter Mohylsky I just did a recent check.

Mar 05, 2016 10:18 PM

Upvote

Rainmaker
3,075,301

Tony and Suzanne Marriott, Associate Brokers

Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ

Coldwell Banker Realty

why not?!

Mar 05, 2016 09:54 PM

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Yes, you can pull out 1 per year from all 3 bureaus, or pull them quarterly one by one: https://www.annualcreditreport.com/index.action
I do monitor mine regularly and recommend everyone else do the same. I also advise people considering doing a mortgage in the next 12 months to pull a copy of all three agencies reports and fix or clean up any errors and inaccuracies before applying to speed up the process.
I get my free yearly one, and also belong to Credit Karma like Lyn.
You get one free from each .of the three major repository every year thanks to our Federal Government. Those are Equifax, Experian and Trans Union credit reports. I rotate one every 4 months to keep tabs on the goings on in the portfolio. Knowing about your credit is the only way you'll ever improve it. If it's FREE it's for ME!
Yes & I belong to Credit Karma where if anyone does anything they send me an email. Had someone steal my identity about 1.5 years ago & it was a nightmare. Having the credit monitoring alerted me but the damage was already taking place. In the end, I did find out sooner than if I didn't belong to one of those companies.

Funny thing was, we had many stores get hacked (Target, Home Depot, Jewel Grocery) here in my area so I was a member of 3 services each from a different store when 'odd' things started happening.
I use Credit Karma. Have not gotten our free report directly from the big 3 in a couple of years.
Yes, and you can actually use that more than once a year for free. At least I have in the past. I also have automated tools and other manual ones keeping it safe.
Yes, it is wise to check one's credit report at least once a year. Some credit cards are giving you the option to check it on a monthly basis for FREE.
We have a LifeLock membership and they send us our free credit report each year. I do check it.
It's a very good idea to monitor your credit report on a regular basis and nip problems/errors in the bud. Yes, you get a free one and can order online.
I can check it online as often as wanted. I get FICO and consumer credit at no charge. Can ask for detailed stats at no cost.
Out of that system finally. Cash or debit card for me...No More Credit!
Get one from Equifax free... wait 4 months, get one from Experian... wait 4 months, get one from TransUnion. Repeat.

That way, you are getting a report every 4 months.