Spam prevention
Rainmaker
1,507,091
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • Green • GRI • HAFA • PSC Calabasas CA

Yes, you can pull out 1 per year from all 3 bureaus, or pull them quarterly one by one: https://www.annualcreditreport.com/index.action

Mar 06, 2016 04:32 PM
Rainer
410,043
DEANNA EARLY - - ( NMLS # 268590 )
American National Bank & Trust - Smith Mountain Lake, VA
Highest Ranked Mortgage Loan Originator Virginia

I do monitor mine regularly and recommend everyone else do the same.  I also advise people considering doing a mortgage in the next 12 months to pull a copy of all three agencies reports and fix or clean up any errors and inaccuracies before applying to speed up the process. 

Mar 06, 2016 01:11 AM
Rainer
139,001
Chrissi Chapman Topoleski
Coldwell Banker Residential Brokerage - Leesburg, VA
HOME~There is no place like it!

I get my free yearly one, and also belong to Credit Karma  like Lyn. 

Mar 05, 2016 10:23 PM
Rainmaker
1,045,003
Kevin J. May
Florida Supreme Realty - Hobe Sound, FL
Serving the Treasure & Paradise Coasts of Florida

You get one free from each .of the three major repository every year thanks to our Federal Government. Those are Equifax, Experian and Trans Union credit reports. I rotate one every 4 months to keep tabs on the goings on in the portfolio. Knowing about your credit is the only way you'll ever improve it. If it's FREE it's for ME!

Mar 05, 2016 09:26 PM
Rainmaker
1,607,392
Lyn Sims
RE/MAX Suburban - Schaumburg, IL
Schaumburg Real Estate

Yes & I belong to Credit Karma where if anyone does anything they send me an email. Had someone steal my identity about 1.5 years ago & it was a nightmare. Having the credit monitoring alerted me but the damage was already taking place. In the end, I did find out sooner than if I didn't belong to one of those companies.

Funny thing was, we had many stores get hacked (Target, Home Depot, Jewel Grocery) here in my area so I was a member of 3 services each from a different store when 'odd' things started happening.

Mar 05, 2016 09:24 PM
Rainmaker
3,188,543
James Dray
Fathom Realty - Bentonville, AR
Exceptional Agents, Outstanding Results

No sir, haven't done one in years

Mar 05, 2016 09:08 PM
Rainmaker
1,572,403
Kat Palmiotti
406-270-3667, kat@thehousekat.com, Broker, Blackstone Realty Group - brokered by eXp Realty - Kalispell, MT
The House Kat

I check mine monthly. And yes, you can order a free one.

Mar 05, 2016 08:58 PM
Ambassador
4,704,155
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

I dont get concerned about this.

Jun 04, 2019 09:23 PM
Rainmaker
4,339,576
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

I try to once a year, but sometimes I miss a year or two.

Mar 07, 2016 06:48 AM
Rainmaker
4,432,756
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

Thanks for the reminder.

Mar 06, 2016 08:19 PM
Rainer
307,260
Melissa Jackson
Century 21 Alliance Properties - Azle, TX
Helping You Make The Right Move

I use Credit Karma. Have not gotten our free report directly from the big 3 in a couple of years. 

Mar 06, 2016 01:09 PM
Rainmaker
1,679,921
Larry Johnston
Broker, Friends & Neighbors Real Estate and Elkhart County Subdivisions, LLC - Elkhart, IN
Broker,Friends & Neighbors Real Estate, Elkhart,IN

No I don't check it, since I have no reason to every year.

Mar 06, 2016 12:23 PM
Rainmaker
1,300,462
Ryan Huggins - Thousand Oaks, CA
https://HugginsHomes.com - Thousand Oaks, CA
Residential Real Estate and Investment Properties

Yes, and you can actually use that more than once a year for free.  At least I have in the past.  I also have automated tools and other manual ones keeping it safe.

Mar 06, 2016 12:07 PM
Rainmaker
3,985,519
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

6 months

Mar 06, 2016 08:02 AM
Rainmaker
863,906
Les & Sarah Oswald
Realty One Group - Eastvale, CA
Broker, Realtor and Investor

Yes, it is wise to check one's credit report at least once a year. Some credit cards are giving you the option to check it on a monthly basis for FREE.

Mar 06, 2016 06:14 AM
Ambassador
3,985,034
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

We have a LifeLock membership and they send us our free credit report each year. I do check it.

Mar 06, 2016 06:06 AM
Rainmaker
771,622
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

It's a very good idea to monitor your credit report on a regular basis and nip problems/errors in the bud. Yes, you get a free one and can order online.

Mar 06, 2016 04:51 AM
Rainmaker
4,798,566
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Lately, my credit card company supplies me with my credit score on a monthly basis.

Mar 06, 2016 03:58 AM
Rainmaker
5,813,335
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Yes.

Mar 06, 2016 01:46 AM
Rainmaker
5,357,624
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

yes...and my credit score monthly...

Mar 06, 2016 12:07 AM
Rainmaker
4,855,929
Ron and Alexandra Seigel
Napa Consultants - Carpinteria, CA
Luxury Real Estate Branding, Marketing & Strategy

Not every year.  A

Mar 05, 2016 11:33 PM
Rainmaker
1,475,529
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Property Manager

Haven't done it in years but know I should. 

Mar 05, 2016 11:17 PM
Rainmaker
1,081,900
Sam Shueh
(408) 425-1601 - San Jose, CA
mba, cdpe, reopro, pe

I can check it online as often as wanted.  I get FICO and consumer credit at no charge. Can ask for detailed stats at no cost.

Mar 05, 2016 11:05 PM
Rainmaker
2,550,732
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Out of that system finally. Cash or debit card for me...No More Credit!

Mar 05, 2016 10:57 PM
Rainmaker
3,643,588
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Not every year.  

Mar 05, 2016 10:51 PM
Ambassador
2,473,487
Fred Griffin Tallahassee Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

Get one from Equifax free...  wait 4 months, get one from Experian... wait 4 months, get one from TransUnion.    Repeat.

That way, you are getting a report every 4 months.

 

Mar 05, 2016 10:49 PM
Ambassador
1,526,947
John McCormack, CRS
Albuquerque Homes Realty - Albuquerque, NM
Honesty, Integrity, Results, Experienced. HIRE Me!

Yearly it is for us.

Mar 05, 2016 10:43 PM
Rainmaker
3,590,105
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

I do not but my wife does!

Mar 05, 2016 10:33 PM
Rainmaker
803,744
Candice A. Donofrio
Next Wave RE Investments LLC Bullhead City AZ Commercial RE Broker - Fort Mohave, AZ
928-201-4BHC (4242) call/text

More than that.

Mar 05, 2016 10:18 PM
Rainmaker
1,404,977
Michael Setunsky
Woodbridge, VA
Your Commercial Real Estate Link to Northern VA

Peter Mohylsky I just did a recent check.

Mar 05, 2016 10:18 PM
Rainmaker
3,064,584
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

why not?!

Mar 05, 2016 09:54 PM