I would tell the sellers and an extra benefit to the open I have a loan officer to pre-qualify an interested buyer that walks in. They will think you are really on the ball kid!

I would definitely let the seller know that I plan to have a lender at the open house ... and explain the benefit of doing so ... and ask if they are okay with that.  I cannot imagine a seller objecting - but we just never know.

I'm with Barbara Todaro "out of courtesy, the host might inform the seller that a loan officer will be there, too...and give them a business card....."

I would be very careful about it so that the people coming in don't feel pressured. I would not allow the loan officer to speak unless spoken to.

I think the right thing to do is to ask.

I would always ask the seller for their permission.

Some do, but at very least, many loan officers will create and provide fliers for you showing financing options, etc.

I think the  agent should check with the seller to let them know and make sure they are OK with it.

Anyone hosting or co-hosting needs to be approved by the seller, especially if it's an occupied home. It's an easy courtesy to extend and best for your listing agent liability-wise.

out of courtesy, the host might inform the seller that a loan officer will be there, too...and give them a business card.....

No, it is up to the listing company and agent.

Sure, you may. 

Always good to let the sellers know.

I have had a loan officer with me during an open house.   It is helpful as if there is a buyer interested in the home, the loan officer can answer any and all questions. 

I have never asked a seller about my right to bring anyone of my choosing to an open house.  By the way, I Hate Holding Open Houses!

Always welcome and I have never had a seller object

Good morning Desmond. I have made myself available by phone to my referral partners. Have never attended an open house that I wasn't the owner of the property.

Some agents do this in our market. Talk with seller and explain the benefits.

Desmond Neoh definitley lender can join you at the open house - and help potential buyers with their mortgage needs.

Alert seller but should be seen as a positive. 

Always ask the seller...

Desmond,

It is a good idea and a good idea to let the seller know.  Always think transparency.  A

Yes and there is safety in numbers.

Sure I would let the seller know, and most of them probably won't care. I have done an open house with a lender. It worked out great. Except no one came, so we kept each other company. Open houses don't work in my market. 

Yes. The seller should welcome this additional resource.

Heck yes!  I have loan officers offering to sit open houses with me all the time!  No need for seller permission.  Use it as a marketing feature with your seller, like Marco Giancola describes.

  Equally, or possibly more important is to make sure that you (and the Lender) are in compliance with RESPA.   See an attorney for legal advice, etc.

In my area, a loan officer can join me at the open without seller permission.  As long as I'm accompanying them

Out of courtesy, I would inform the sellers that a loan officer will be present to assess potential buyer's qualifications. I personally prefer to hold OH with a lender. 

I am sure the seller will not object and it is an excellent idea to have other service representatives there with you.

We do that with loan officers for our Brokers Opens. We always let the seller know who is co-hosting.

I have one loan officer that always likes to cometo them

You can do whichever but I would say mostly with agent permission.

Is this something that you're working together with the agent? I would think that to be a great idea if I were seller. To just show up? Better check with agent first.

i suppose , on a occupied house, but just have the agent inform the owner.. so there are no surprises

I always tell the seller who will be there

It can't hurt to have a Seller's permission to do so although I generally find that they're accepting of any attempt to assist further with the sale. 

Desmond,
Always get seller permission. The seller granting you limited access to their home doesn’t give you the right to invite others without the seller’s permission.

We do it all the time. Always let the Home owners know who will be at their Home.

As you also need permission to have the open house so should the loan officer.