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all the avobe , really should know where the funds are comming
a program to help the client
a gift
their own funds
good question Caroline have a great day
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Caroline Gerardo That they are preapproved and have the funds to go through with the transaction.
3,626,530
The only things that I want to see is that they are pre-approved and what is their limit. We can work around other issues as they come up
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Good morning Caroline. Credit scores or DU/LP info cannot be shared in any kind of preapprovals.
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I want to see the words preapproved and sufficent funds needed to close without a long list of conditions that could kick it out. I don't need to see FICO scores or amounts of cash in the bank.
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I want to see my clients name(s), what the terms of approval are, and who signed the approval. Lenders matter.
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I dont want to see any of the buyers personal information. However, here in the state of Arizona we need to submit a signed (by lender and buyers) AAR Pre-qualfication form. Pre-approved? Means very little to nothing, sellers will not even look at an offer without the pre-qualification form.
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I want to see as much of it as I can. The buyer's financial credibility is key both to loan underwrtting and sellers trying to make informed decisions about buyers.