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Praful, Thank you. I to wish I could forsee the future. Although it is nice to hear something positive about the market.
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I wish Fredrick Rainear I had a crystal ball! Predictions are good and I hope rate goes down!
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I don't watch the news so didn't see this. I don't know how they can say they will go down in 2015...that is the future and no one can predict it.
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The oil prices are making the interest rates react oddly. So how low the oil go could affect lower rates.
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Cindy, Thank you for responding to my post. I like your input and thoughts.
Fred R.
21 January 2015
Wednesday @2124
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First and foremost thank you for your input. Applications are increasing. If the clients FICO Scores are there the client should not have a problem in the initial approval of their application. FHA premiums are down also helping the mortgage industry and therefore helping clients purchase their home. A home to call "Home Sweet Home" sweet words to the new home owner.
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I don't have a lot to think about this...it's obviously good for first time home buyers and will help stimulate that business!
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Interest rates will go done as long as the mortgage starts are down or slow, An increase in mortgages could lead to an eventual increase in rates. It was interesting they said applications are up, but how many are actually getting approved?