Down to earth, trust worthy person. I offer 100% financing with many differnt programs, I offer many government programs such as FHA CALHFA CALPERS CALSTERS, many other lenders cant offer that. I work 7 days a week and offer free pre qualifications, my loans close roughly any where from 3-5 days. I have many many differnet programs that fit everyones needs. I am here to service you if your buying your homr re fing or are a rela estate agent and need a lender that can quailfy  more people I am your person.  I work 7days a week and am avalible any time of day have a question let me know need advise i am here for you!!!! I do loans all over California as well as Neveda Washington Arizonia Oregon and Flordia