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Kathrine & Christina Carter (Great Western Funding) Mortgage and Lending

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Kathrine & Christina Carter
location_on Walnut Creek, CA — Great Western Funding
Get to Know Kathrine & Christina Carter

 We Are Well-qualified and results-oriented Mortgage/Banking Professionals with over 6 years of successful experience in positions of increasing responsibility and duties. Top-performers with track record of consistently meeting or exceeding sales goals and customer expectations. Skilled at educating customers on banking products and recommending best options that meet their short-term or long-term needs. Team players with polished communication skills: verbal, written, interpersonal, presentations, and rapport building.

Customer service relations Sales Management Marketing Financial Services Loan/account origination MERS registering/ transferring - account management- regulatory compliance - Project management Banking products & services - Relationship Building New business development Revenue growth generation- Communications Underwriting/ Processing •·         Active Pipeline management
Certifications

-  Established correspondent relationships with top banks/investors such as Gateway Bank, California Bank & Trust, Indy Mac, WMC, First Collateral, Duestch, Lydian, etc.

-Record holder of getting loans FUNDED and PURCHASED in the SAME DAY.                                       

 - Extensive knowledge of insurance products, coverage's, and risk management practices. - Outstanding communication and problem-solving skills, including the ability to   communicate alternative coverage approaches. - Demonstrated mentoring and leadership skills. - Demonstrated flexibility and adaptability to changing priorities and deadlines. - Ability to work in a team setting. - Ability to manage multiple priorities and meet deadlines.                                                                                                      

 - Ability to effectively present information and respond to questions from groups of  managers, clients, customers and the general public.                                                                                                                                                         - Experienced in guidelines, writing approvals, signing off PTD & PTF Conditions, Locking Rates, Doc Drawing, quick turnaround, making loans work, calculating income, evaluating assets, working ratio's, flood reports, QC, ordering MI, ordering desk and field reviews

 - FNMA/FHLMC Conforming-Jumbo-Piggyback loans, A Paper, Alt-A, Wholesale                                                  

-  Correspondent, underwriting, evaluating credit, DO/DU, AU, LP,  Clues/Clout, Asset wise                              

 - 5yrs being Executive Asst. to President/CEO

•- Familiarity with review and understanding of complex tax documentation. High degree of attention to detail.

•- Proactive and timely communication to customers and business partners on loan decisions and underwriting guidelines.                                                                                                                                                      

-     Superior internal and external customer service skills, interpersonal and communication skills. Strong organizational skills. Ability to work in a flexible and production oriented environment.

-   Proven sales, prospecting, and negotiating skills -   Ability to thoroughly comprehend underwriting guidelines, as well as programs, policies and procedures   -   Good Understanding of real estate appraisals, title reports, and real estate transactions  -   Ability to communicate loan terms, features and benefits to consumers and business partners                                                                                               

 -    Intermediate skills with MSOffice (Word, Excel, PowerPoint) and Outlook, Calyx Point, Doc Magic, Dissco, etc.

 - Consistently funding and selling loans to investors

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