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Tim Kennedy, NMLS #26323 / 516-729-6040 (US Mortgage Coporation) Mortgage and Lending

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30,635

Tim Kennedy
NMLS #26323 / 516-729-6040
location_on Northport, NY — US Mortgage Coporation
NMLS #26323
Get to Know Tim Kennedy

      US Mortgage Corp is a full service Licensed Mortgage Banker and a direct FHA Lender. Our motto is "Helping you make it Home"  Being in the Mortgage industry for the past 15 years I have seen it all and continue to roll with the changes.  I can tell you this, with all the changes that have been made in recent years the one thing that will never change is service to the customer.  I continue to pride myself on fast reliable service. I am available 7 days a week, call me any time and I will pick up the phone. I still do house appointments. I will go to the home of the prospective borrower and review the disclosures and their financial documents with them.  US Mortgage Corporation sets themselves apart from the competition because we do the work in the beginning of the loan process. What I am saying is we will give you a COMMITMENT from the underwriter (subject to the appraisal) before you start looking for a house. Therefore the Realtor and the borrower both know exactly what they can and can't afford.  Once a house is selected the rest of the process is easy.          

Certifications

US Mortgage Corporation offers a wide variety of lending programs giving me an even greater ability to serve my clients.  Here are some of our most popular lending programs and what we offer:

Conventional Loans FHA Direct Lender Reverse Mortgages 203K Rehabilitation Laons  Jumbo Loans Cash Out refinancing Competitive Rates Extensive Customer Support 6% seller Contribution for Closing costs

If you have any questions regarding any of these programs please do not hesitate to call or email me  

 

 

 

Awards

My current awards are...   

Skills

My skills are...   

Testimonials
Allison and David Matthews
10/15/2014
Loved how fast and streamlined everything was considering we were purchasing a home out-of-state with a different set of procedures. Tim and his team were able to gather everything they needed to clear us to closing in the date we had set in the contract...and with a great interest rate! Nothing short of amazing:) Thanks, Tim!
Michael and Kate Sciortino
10/03/2014
Tim Kennedy was extremely helpful and understanding! At times I would get so stressed out and he would help calm me down (1st time home buyer and stress over every detail). Tim was extremely clear on what would be needed, happen next, and made things happen fast!! I appreciate all of the hard work and efforts he did to make our mortgage happen.
John Mincone
06/23/2014
I have known Timothy Kennedy for numerous years and have closed many of his loans. His customers are always satified with the service that he perform for them. His customers are always kept apprised of the status of their loans and always closes with a very competitive interest rate. I would recommend Tim Kennedy to anyone that is purchasing or refinancing a home!
Jennifer Monahan/Signature Premier Properties
05/20/2014
Tim was a true business partner every step of the way - we had a home buyer who was trying to purchase a home she had been renting and I referred her to Tim for the mortgage. He was instrumental in qualifying her and being responsive to all her needs. Unfortunately the deal fell through but Tim stepped up once again when we found her another house she wanted to purchase. Tim was professional, helpful and the process to clear the loan was flawless - and QUICK!!!! She is now the proud owner of her new home. I will recommend Tim without hesitation.
Orbelina Rubio
05/19/2014
Tim, Edgar and I would like to thank you for your arduous work during my mortgage process. Thank you for listening to us in our weak moments and for believing in us, I know I am one of a kind applicant. But you took the challenge and we are grateful for your professionalism and your kind hearted personality. Thank you and have a nice day. ~Lina
James Hogan
04/03/2014
Dear Mr. Kennedy, You were there for me over the phone and you you came to my house. You answered all my questions even though some might have been silly. I appreciate your professional demeanor and the friendly way you do your job. Pleaseure working with you
Geraldine Watson
11/27/2013
Tim was very helpful and knowledgeable in explaining various options to fulfill my needs financially. I recommend him highly. The information he gave me on reverse mortgages was consistent with the advice I received from an independent counselor.
Josie Bishop
06/30/2013
Thank you for your hard work and professionalism... I will sing your praises to all my friends and family
Colleen Priest
04/25/2013
From Colleen 631-422-1786 Everybody said it wouldn't happen except for Tim, Thank you for getting me in my house before Thanksgiving. I have a lot to be thankful for... Thank you! I will refer all my friends and family to you 11/30/2010 Tim called and did a streamline refinance and it did not cost me a penny. He was able to reduce my payment by 300/mo
Jeff Israel
04/20/2012
Hello Tim, Thank you for the card you sent us with a lottery ticket!, Lorraine has the ticket and I don't know yet if we won anything! (we'll let you know....) but I already feel I've won because the Closing was last week and it's all taken care off.... If we know of anyone that needs a refinance or mortgage, I'll make sure to give them your business card to keep you busy! Good luck to you in the future, Regards, Israel
Luudymy Telemaque 347-683-5400
11/23/2011
I just closed on my home and Tim held my hand throughout the whole process. He was kind and very patient with me. I purchased a forclosed home and it needed alot of work. Tim got me approved for a 203k loan where I was given money to do repairs on the house before I moved in. Everyone I spoke to told me 203k loans were a nightmare I have to say Tim made the process very easy. I will refer all my friends and family to Tim Kennedy
.-Derek and Alice - Feb/2011 646-707-2836
02/28/2011
Hi Tim,We are so fortunate to have you to work with. Thank you so much for your guidance throughout the entire process and especially for remaining accessible after hours. The last two weeks were incredibly stressful, as you can imagine, so it was really nice to have you at the closing. We're looking forward to hearing from you and we'll be sure to send you any mortgage seekers we may come across. Thank you so much again
Nancy Kelly Fauser
11/25/2010
Nancy F RE Agent 631-553-3317 In all my years in Real Estate I've never known a Loan Officer to leave the office and paint a house in order to close a loan. Not only was I impressed but every one in my office couldn't stop talking about it. Tim you are officially the go to guy in our office. Congratulations!
Tom Duffy
03/18/2010
From Tom D. 631-754-8594 I am a self employed plumber, the Bank I had been doing business with for the past twenty years would not give me a loan. I contacted Tim and he was able to give me what I wanted... I got a 15 year term at 4.25% and I walked out of closing with $100,000 cash to do renovations on my home
Samir
01/20/2010
Samir - 631-398-1351 Two other Lenders declined me; Tim took his time and went through my file. He found discrepancies on my original application the other Lenders overlooked. Tim made the necessary adjustments and had my FHA loan closed in less than 30 days...
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15 years in the mortgage industry... straight forward, service oriented, fast and reliable. I still make house calls! NMLS #26323