What differentiates Us                                                                    

Local Processing and Underwriting

We process your loan in-house and make our own underwriting decisions in our office.

We are a Correspondent Lender and we process, underwrite, close and fund our loans "in-house".  

As the perfect blend of bank and broker, we can be VERY competitive with regards to available programs, low rates and minimal fees!  Thanks to our loyal customers Guaranteed Rate is now the largest privately-owned mortgage lender in the country and one of the Top 10 lenders in the US.  

In everything we do, we believe people are the key. Our aim is to create loyalty and long-term relationships with our customers as well as our employees. At Guaranteed Rate we pay attention to the needs of the people we serve and strive to take the uncertainty and stress out of the home financing process.

24/7 Information, Loan Application AND online pre-approvals available!

Please visit our team website at www.guaranteedrate.com/timduvall to complete an online application or for more information about mortgage lending.

 Our Commitment To:                                                                     

Listen intently to identify and meet your needs. 

Build a comfortable and trusted relationship. 

Create mortgage solutions with a focus on your short and long-term financial goals. 

Respect your time and work efficiently and effectively on your behalf. 

Communicate proactively with all parties involved to ensure a smooth process and relieve the stress of uncertainty. 

Use technology efficiently to compliment our personalized customer service. 

Seek to improve in all we do by encouraging you to critically evaluate our performance. 

Take full responsibility for our actions and be honest & ethical at ALL times. 

Measure our success by YOUR willingness to confidently recommend us to others.

Guaranteed Rate NMLS #2611