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Steve and Eleanor Thorne, Mortgage Loan Johnston County (Advantage Lending, NMLS 60596) Mortgage and Lending



Steve and Eleanor Thorne
Mortgage Loan Johnston County
location_on Clayton, NC — Advantage Lending, NMLS 60596
NMLS 60596
Get to Know Steve and Eleanor Thorne

My wife and I have lived in North Carolina all of our lives - these days, that's rare.  In fact, one of the first questions asked by folks around here is "where are you from?"

But when you're in Johnston County, there are a ton of "natives."  That's one of the things we like about this area. People tend to put down roots, and stay!

We've also found that folks in Johnston County (located right outside of Raleigh - and about an hour and a half from the beach!) want to save all they can when they are getting a mortgage!

We work with the top mortgage companies in the country, and when we say we have LOW mortgage rates - we MEAN IT!  Advantage Lending gives us the tools to help renovate homes too!

Did you know that the Government is GIVING Qualified Buyers in NC 3% for their down payment?  Call us to see if you qualify! 919-649-5058



USDA loans are available to anyone purchasing property in Johnston County, if you meet the income requirements. To see what those income requirements are, click here.

Much of the county is very close to a military bases, Ft. Liberty or Pope Airforce. We have a ton of experience with VA loans.  If you want to know the closing costs that Veteran's can not pay, click here.  To learn about BAS and BAH income, and how underwriters are using it to qualify the veteran, click here.

FHA loans require a 3.5% downpayment, however they do allow gifts.  If you have questions about the credit requirements are for FHA loans, please click here.  We also do mortgage loans for people who qualify to purchase HUD Homes for $100 downpayment, and we offer NC Housing Finance Agency Money!

If you have an Adjustable Rate Mortgage - it might be time to refinance.  If you have questions about what your loan could be adjusting to, click here.

For information about purchasing Foreclosed property, and loan options available - click here.

The Triangle Area is no stranger to receiving impressive recognition.  Here are just a few of many awards received in 2023 by the area:

Bloomberg economic analysts in 2023 ranked Raleigh as 6th in the nation in forecasted economic growth, signaling the economic growth trend in the Triangle continues to not slow down.

If the suburban lifestyle is your preferred choice, the Triangle no shortage of stellar options to choose from, according to a 2023 study by Niche. Cary, Wake Forest, and Apex all ranked to be in the Top 10 Suburbs in North Carolina, with Holly Springs topping the list at number 1.

According to a May 2022 Glassdoor study, Raleigh earned a number 1 spot on the best cities to work in.  The study done was based entirely on first hand reviews of employers by their employees left on Glassdoor.

Not only is the Triangle one of the best places to live and work in, it is also has one of the best housing markets in the US.  In 2022, Builder listed Raleigh as one of the Top 5 Hottest US Housing Markets, and CoreLogic seems to agree, putting Raleigh up at the 2nd spot for Most Active Housing for New Homes.  This success was preceded by a relatively unaffected housing market during the 2023 economic crisis, and recognized by Forbes, naming it a "Recession Proof" City.


We work as a mortgage lender team in North Carolina and we have over 20 years of experience originating FHA, VA and USDA loans. We have the best mortgage rates available from over 30 Investors! NCHFA