Karl Falk, Summit Mitigation Services (Summit Mitigation Services)

15954 Jackson Creek Pky

Suite B572

Monument , CO 80132

The Nations Leader in Short Sale Education, Technology and Services. From our influence in DC to our game changing technology we're on a mission to change the national short sale landscape.

Get to know Karl Falk

About Karl

Karl M Falk - President and CEO, Summit Mitigation Services and named one of Colorado's TOP 5 most influential young professionals (ColoradoBiz Magazine).

As the founder of Summit Mitigation Services (a National Short Sale Negotiation Company), Karl has an extensive background in sales, marketing, business consulting, educational design and structuring real estate transactions.  He is the creative mind and visionary behind the SMS and has developed a variety of companies, strategies and negotiation techniques that have placed Summit Mitigation Services, LLC on the cutting edge of the real estate short sale industry.

Having insight from corporate America and overseen and consulted on hundreds of complex real estate transactions over the last several years Karl brings unorthodox insight into a sometimes complacent and stagnant short sale market.  His team is sought out by some of the top Real Estate Agents in the nation to construct and handle their short sale transactions.  Karl is known as the "go-to-guy" for real estate short sale negotiations and deal structuring in the residential real estate niche.

Karl is an Eagle Scout, a graduate of the United States Air Force Academy and Football Alum, has held Top Secret clearances for the US government, and has been honored for his accomplishments in the oval office by the president of the United States.

Karl is a loving husband and father of three, as well as a man of integrity who is often accused of being the "nice guy" who has an unprecedented passion for helping individuals succeed.


Summit Mitigation Services (SMS) is one of the nation’s fastest growing national short sale negotiation companies.  Our team of experts not only provide insight that drives national short sale policy but also produce innovative products and services for our clients.


We have a much higher than average closing ratiosThe national average short sale closing ratio is 30%, at SMS, our short sale closing ratio is over 80%.  That’s all files, we don’t cherry pick the easy loans!  Our expert negotiators handle the tedious, time-consuming and ever changing process of short sale negotiation and lender communication.

Our clients experience increased productivityActing as an extension of your team our on demand negotiators streamline the short sale negotiation process and provide you overflow capability.  Additionally, we offer secure online 24-7 access to your files.

We are trusted and credibleWe are proud to have established and maintained a high level of trust from our clients.  In fact, our partners include some of the most successful Title Companies, Brokers, Lawyers and Agents in the nation.

We offer innovative solutionsWe strive to combine progress in technology with new ways of doing business and offer cutting edge education and technology tools, which allow us to get approvals faster than the industry standard.

Karl Falk's Blog Posts



Whether we work as an extension of your existing negotiations team, establish virtual operations, assume full responsibility for your short sale negotiations functions, or provide you with the technology and education to become an expert negotiator yourself, we have a solution that is right for you.  Our team of skilled experts and our suite of education and technology tools will enable you to close more short sales, increase revenue and deliver exceptional customer service. Our innovative technology and professional services enable our clients to control overhead while remaining responsive to sales opportunities.


Technology and education tools to help you stay ahead of the curve

As technology and industry practices continue to evolve in today’s fast paced lending and real estate industries, our team continues to deliver innovative business solutions.  We constantly strive to combine progress in technology with new ways of doing business.

Mobile ApplicationApple Store Available Now: My Short Sale Score.  already the #1 Short Sale App on the Apple and Android Store! SMS MembersSMS Members online software includes workload management, schedule tracking, and best of all, allows agents to monitor file progress 24 hours a day, 7 days a week, 365 days a year.  Realeflow eliminates, on average, half of the call traffic from agents to the short sale company negotiator and provides better communication throughout the entire short sale process. Online TrainingOur relevant, up to date online education materials are developed by our own industry leaders and grounded in current best practices and research.  These tools enable our clients to become short sale negotiation experts. Interactive MarketingWe provide pre-contract online marketing for agents on 36 high traffic internet sites and a QR code for agents to use in their marketing. PROFESSIONAL SERVICES

Flexible and scalable professional services to meet your evolving business needs

With extensive experience in short sale negotiations and lender communication, our professional services provide maximum flexibility and scalability to meet the needs of our clients.

Partial Integration StaffingAllow our expert negotiators to supplement your internal negotiation team and handle peaks in demand, address trouble files, and enable growth without adding full time staff. Full Integration StaffingLet us assume responsibility for all aspects of your negotiation functions.  This allows you to increase monthly closing ratios and revenue, control costs, improve service levels and focus on what you do best. Virtual OperationsWe are able to construct a virtual negotiations office for you with low fixed overhead, giving you national negotiation power while providing your clients with “local office” contact information and superior customer service.  A virtual operation enables you to launch a new negotiation team quickly and with minimal investment.