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Title Insurance |
RAINER 1,601 |
| Mimi Patrick | ||
| location_on Palm Harbor, FL — Star Title Partners | ||
| insert_link http://www.StarTitlePartners.com | ||
| web Star Title Partners - Serving Pinellas, Hillsborough & Pasco | ||
TITLE INSURANCE IS A UNIQUE FORM OF INSURANCE
Title insurance provides coverage for future events that are created by past events.
The reality is that you may be trying to purchase real estate unbeknownst to a party who has a claim to the property.These parties could be anyone from creditors to the Internal Revenue Service.
It is imperative that you receive clear title to your property prior to purchasing it. It is essential that your interests be covered from closing day forward. Star Title Partners will give you that peace of mind.
THE REAL ESTATE YOU PURCHASE HAS A HISTORY
This history can contain events like unpaid taxes, unsatisfied mortgages, and any number of recorded defects that cloud the title.
As a buyer, you need an advocate who will perform all the research necessary to determine the chain of ownership. You need to be informed of any existing rights or claims that could potentially threaten your title and possession of the property. You need a company with an extraordinary record of reliability and responsiveness.
TERMITES, SURVEYS, SEARCHES & HOA ESTOPPEL LETTERS
Per the requirements of the contract, the title company and lending institutions are required to order certain items from third parties in order to complete the closing. Some of these items require payment in advance and some will be invoiced.
The title company will send a check prior to closing and will then charge these items to the appropriate party on the settlement statement at the time of closing.
If a cancellation occurs, the appropriate parties will need to pay for these items (if completed), prior to cancellation. These items can be paid from the earnest money deposit if Star Title Partners is holding funds, or we will provide the customers with an invoice for payment.
Star Title Partners specializes in short sale facilitations. These opportunities born of the current market can provide much needed salvation. They are, however, very complex files. Buyers and sellers need to entrust these intricacies to Star Title Partners to give a short sale home purchase every opportunity to come to fruition.
We will handle the day to day updating and facilitating with the bank, letting you keep working with your sellers and buyers, NOT making multiple phone calls per day.
Mimi Patrick of Star Title is a specialist in short sales. She teaches classes throughout the country in how to handle these tricky transactions and would be happy to come to your office to help your agents also!
Title Insurance protects you from:
False impersonation of the true owner of the land
Forgery of deeds, releases, etc. Incorrect survey
Deeds delivered after death of grantor or grantee
Erroneous or inadequate legal descriptions
Deeds by persons of unsound mind
Surviving children omitted from a will
Mistakes in recording legal documents
Title insurance is unique and so are we. We integrate our premier customer service into your real estate transaction. Our highly skilled & experienced team works efficiently and accurately WITH you!
