Scott Fowler, Branch Manager / VP Mortgage Lending (Guaranteed Rate (NMLS ID #2611)) Mortgage and Lending



Scott Fowler
Branch Manager / VP Mortgage Lending
location_on Greenville, SC — Guaranteed Rate (NMLS ID #2611)
NMLS ID #107432
Get to Know Scott Fowler

Branch Manager / VP Mortgage Lending - Guaranteed Rate ( Nov 2013 - current )

President / Partner - Horizon Financial, Inc.  ( Oct 1998 - Nov 2013 ) 17 years Mortgage Banking Experience Helping More Than 2,000 Borrowers

University of South Carolina, BS   Clemson University, MBA

Expertise with FHA, VA, FNMA, FHLMC, SC State Housing, Guaranteed Rural Housing and Reverse Mortgages.

Incredible Communication.  We think Clients and Realtors should never have to call us for a status update!

Amazing Speed.  We think 21 days is plenty of time to close a loan!

Scott is Greenville S.C.'s first mortgage lender to achieve the elite CMPS designation.  Less than 1% of mortgage brokers and lenders in the U.S. are CMPS certified.  CMPS designees rank among the highest qualified and ethical in the lending industry and offer clients strategies that encompass mortgages, debt, home equity and real estate investment.

Extensive product knowledge, close communication, responsiveness and attention to detail contribute to Scott's success. "I take great pride and a sincere personal interest in helping all of my clients.  It is my pleasure to work with informed customers who understand upfront, no nonsense communication and the value of not only a great rate, but the overall strategy and total cost of a mortgage."

In the Spring of 2007, Scott formed the a team to better serve his clients.  "My team of experienced, mortgage professionals is passionate about our profession, and the result is nearly 100% of our business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the Upstate.  Our mission is to carefully guide you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy." 

In his free time, Scott enjoys spending quality time with his family, reading, outdoor sports, college football and "fantasy baseball".  His key to success is hard work, a positive attitude,  and a passion for assisting others in achieving their goals.

Scott and his wife, Sylvia, reside in Simpsonville, SC with their 2 children, Sydney and Hampton.


"Client's are our #1 Priority!"We look forward to serving you and your real estate financing needs.

"We understand it's not just a house, it's your home."
Your home is one of the largest financial commitments you will make during your life, and many people view that as meaning just another payment.  We can help you realize your home is truly a valuable financial tool, and we'll help you achieve the dreams and goals you envision for your future.

South Carolina's #1 source for professional mortgage planning!

"Our Advice Makes A Difference!" The focus of my mortgage practice is to help clients create and conserve wealth by better managing their home equity and personal cash flow.  I find the most effective debt structure to manage cash flow, increase liquidity and minimize tax and interest obligations.  I provide comprehensive mortgage solutions with a high degree of trust, knowledge, respect and convenience.  

With many years and a wide range of experience in the mortgage industry, our dedicated team stands ready to assist each and every step of the way.  You only think about home financing a few times during your life ~ we think about it every single day.  It's your home and your future.  It's our profession and our passion.  We're ready to work for your best interest.


My current awards are...   


My skills are...   


Incredible Communication. Easy, Predictable Process. Amazing Speed. SC's #1 source for professional mortgage planning. Our Advice Makes A Difference!