Scott Murphy has helped many people just like you obtain the best mortgage financing available. Whether you’re buying your first home or refinancing your current home, Scott Murphy can help. Scott will help you find the program, rate and payment which are right for you.Scott is a devoted family man and a lifelong resident of New England. He enjoys spending quality time with family and friends, as well as books, games, puzzles, sports and anything outdoors. Scott is a 1997 graduate of Merrimack College Girard School of Business, where he concentrated in both Finance and Management. And with over fifteen years experience in personal finance, including mortgage financing, real estate, insurance and investments, Scott has found the perfect career here at Annie Mac Home Mortgage, where every day he helps people realize the dream of home ownership by financing their homes. Scott can help you with:• Purchase• Refinance• Cash out• Debt Consolidation• Home Repair & Home Improvement• Term ReductionAnd he offers special programs for:• First Time Home Buyer Programs• Home Buyer Education • Fixed & Adjustable Rate Mortgages• Conventional (Fannie Mae & Freddie Mac)• FHA (Federal Housing Administration)• VA (Veterans Affairs)• Jumbo Mortgages• USDA (U.S. Dept of Agriculture)• Reverse Mortgages• Interest-Only & Other Flexible Payment Options• No-Points & No-Closing-Cost Options• Self-Employed Borrowers• Less-than-perfect CreditScott’s groups, affiliations and charities include: National Association of REALTORS®, Massachusetts Association of REALTORS®, Greater Boston Board of REALTORS®, North Shore Association of REALTORS®, Eastern Middlesex Association of REALTORS®, Rotary International®, Tau Kappa Epsilon Fraternity, Amity Mosaic Lodge, Autism Speaks™, Wounded Warrior Project®, Fraternal Order of Police®, ASPCA®, MSPCA®, The Mockalis Fund