Rodney Mason, VP of Mtg Lending, AL,AR,AZ,CA,CO,FL,GA,IN,MI,MS,NC,NV,SC,TN,TX,VA,WA (Guaranteed Rate NMLS# 2611) Mortgage and Lending



Rodney Mason, VP of Mtg Lending
location_on Atlanta, GA — Guaranteed Rate NMLS# 2611
NMLS #151088
Get to Know Rodney Mason, VP of Mtg Lending

At Guaranteed Rate, we realize that each of our client’s circumstances are unique and therefore we take an advisory approach to meeting their mortgage needs. Our highly trained Vice Presidents of Mortgage Lending work closely with each client and partner to match the right program for their situation. Our collaborative approach to servicing clients and referral partners enables us to deliver some of the quickest turn times in the industry, while focusing on superior client satisfaction.

With Guaranteed Rate as your mortgage lender, you get:
The Strength of one of the Nation's Largest Independent Residential Retail Lenders.

At Guaranteed Rate, we have greater control over your transaction and we are able to approve and close loans in-house. In fact, we may even be able to fund loans that other lenders might deny.

Guaranteed Rate's status as a national direct lender, provides you with a simplified and streamlined financing process since we have underwriting, drawing documents, and funding - all under one roof. We also have the ability to act as a mortgage broker, providing even more options and more competitive rates to our clients. Guaranteed Rate has the strength, stability, expertise, and program variety to make your loan experience a positive one.

As a highly experienced VP of Mortgage Lending, I take the time to carefully listen to you and understand your goals, and then provide a consultative approach to helping you find the right loan. That’s why we offer a vast array of loan programs that most other lenders can't match. It’s all about finding the right loan for you.

We offer a variety of home loan solutions including first-time homebuyer programs with FHA, USDA, and VA, Conventional, Jumbo and Super Jumbo, Renovation, Down Payment Assistance, Bank Statement, Foreign National, Investor Cash Flow, and more! This means you can rest assured that we’ll provide you with a competitive loan that meets your unique needs.

• Full suite of loan programs: First-Time home buyer, Conventional, Jumbo, Super Jumbo, FHA (500+ FICO), VA (No minimum FICO), USDA, Freddie Mac HomePossible®, Fannie Mae HomeReady®, Foreign National, Bank Statement, Reverse Mortgage, and more.
• As a Mortgage Banker, you benefit from greater control over real estate transactions and access more loan program options.


Professional Organizations:

• Mortgage Bankers Association (2003-Present)
• CMPS - Certified Mortgage Planning Specialist (2006-2010)
• NAMB - National Association of Mortgage Brokers (2002-2004)
• GAMB - Georgia Association of Mortgage Brokers (2002-2004)


About Guaranteed Rate
Guaranteed Rate is one of the largest retail mortgage lenders in the United States. Headquartered in Chicago, the Company has more than 4,000 employees in over 350 offices across the U.S., and is licensed in all 50 states and Washington, D.C.. Since its founding in 2000, Guaranteed Rate has helped hundreds of thousands of homeowners with home purchase loans and refinances and funded more than $19 billion in loans in 2018 alone. The Company has cemented itself as the Home Purchase Experts® by introducing innovative technology, such as the world's first Digital Mortgage, by offering low rates and by delivering unparalleled customer service. Honors and awards include: “Top Lender for Online Service” for 2018 by U.S. News & World Report; No. 3 ranking in Scotsman Guide's Top Retail Mortgage Lenders 2018; Top Lender 2016, 2017 and 2018 by Chicago Agent magazine; Chicago Tribune's Top Workplaces list for seven consecutive years; and Best Overall Online Lender and Best Lender for FHA Refinance by NerdWallet in 2018.


Guaranteed Rate, Inc. NMLS 2611. 3940 N. Ravenswood Ave., Chicago, IL 60613 (866) 934-7283 • Equal Housing Lender. For licensing information, go to • Arizona Mortgage Banker License #0907078. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. GA: Residential Mortgage Licensee 24906.


With more than 23 years of mortgage lending experience, I am an expert in the following areas:


· Purchase or Refinance

· First Time Home Buyers

· Conventional Mortgages (Fannie Mae & Freddie Mac)

· Fannie Mae Home Ready®/ Freddie Mac Home Possible 97% LTV)

· FHA - 500+ FICO (560-579 requires at least 10% down) 

· VA - No minimum FICO (also no Lender Fees on our VA loans)

· USDA Guaranteed Rural Housing 

· Numerous DPA programs for Conventional, FHA, VA, and USDA loans

· Jumbo to 95% LTV

· Jumbo to $9.5 Million

· Doctor/Medical Professionals up to 100% LTV

· Non-QM options including:

     o   Asset Depletion

     o   Bank Statement loans/1099/P&L

     o   DSCR/Investor Cash Flow

     o   Foreign National

     o   ITIN

     o   Recent Derogatory Credit (Bankruptcy, Foreclosure, Deed-In-Lieu, Short Sale)

    o   Interest Only on select programs

· Section 184 Indian Home Loan Guarantee Program (Select states and/or counties only)

· One Time Close Construction Perm loans (Conv, FHA, VA, USDA, & Jumbo)

· Renovation loans including:

      o   FHA 203(k) (1-4 unit Primary Residences only)

      o   VA Reno (1-4 unit Primary Residences only)

      o   Fannie Mae HomeStyle Reno (1-4 unit Primary Residences OR 1 unit Second Homes or Investment Properties) 

     o   Freddie Mac CHOICERenovation (1-4 unit Primary Residences OR 1 unit Second Homes or Investment Properties) 

     o   Jumbo Reno (1 unit Primary Residences or Second Homes)

· Reverse/HECM loans (Purchase & Refinance)

· Bridge Loans

· NCo-Ops

· Condos - Warrantable & Non-Warrantable

· Land/Lots loans

· Manufactured Home loans (Conventional, FHA, VA, USDA, Jumbo, & Non-QM) 

     o   Singlewide or Doublewide

     o   Occupancy

        §  Primary Residence

        §  Second Home

       §  Investment Property (Non-QM only)

     o   Pre- June 15,1976 may be eligible (Non-QM only)

     o   Previously moved may be eligible (Non-QM only)

· Properties with ADU’s

· HELOC/2nd Mortgage options (Fixed & Variable Rate)



Company Awards:

·     Prospect Mortgage - President's Club (Platinum) - 2012

·     Prospect Mortgage - President's Club (Platinum) - 2011

·     Prospect Mortgage - President's Club - 2009

·     Prospect Mortgage - Star Loan Officer of the Year (Units) - SE Region - 2009

·     AHM Mortgage - Sales Achiever Silver Award - Companywide - 2006

·     First Realty Mortgage - President's Award - Third & Fourth Quarter 2001


 Industry Awards:

·     Mortgage Bankers Association of Georgia Gold Award - 2021

·     Mortgage Bankers Association of Georgia Gold Award - 2020

·     Mortgage Bankers Association of Georgia Gold Award - 2018

·     Mortgage Bankers Association of Georgia Gold Award - 2017

·     Mortgage Bankers Association of Georgia Gold Award - 2015

·     Mortgage Bankers Association of Georgia Gold Award - 2012

·     Mortgage Bankers Association of Georgia Gold Award - 2009

·     Mortgage Bankers Association of Georgia Gold Award - 2007

·     Mortgage Bankers Association of Georgia Gold Award - 2006

·     Mortgage Bankers Association of Georgia Gold Award - 2005

·     Mortgage Bankers Association of Georgia Gold Award - 2003


Please keep in mind, any information posted on this website is for informational and educational purposes only and should not be construed as investment and/or mortgage advice. Although the material is deemed to be accurate and reliable, we do not make any representations as to its accuracy or completeness as a result, there is no guarantee it is not without errors.




Conv, FHA, VA , USDA, Jumbo, Renovation, HECM/Reverse Mortgage, Bank Statement, Foreign National, HUD REO, 2nd Homes, Purchase, Refinance, Investment Properties, DSCR, Condos, DPA, Down Payment Assist