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Ray Breault (A1A Mortgage, LLC) Mortgage and Lending

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Ray Breault
location_on Jacksonville Beach, FL — A1A Mortgage, LLC
Get to Know Ray Breault

I am the founder and President of A1A Mortgage, LLC and am actively involved in the business as a loan officer and mortgage consultant. A major part of my job is providing direction, training and mentoring to the loan officers and staff affiliated with A1A Mortgage.

My career includes over 30 years in commercial banking in commercial lending, asset based lending, cash management and finance. 

I  opened up A1A Mortgage, LLC in Jacksonville Beach, Florida in December, 2002 committed to assisting borrowers get the best mortgage using a personalized and consultive approach backed up by strong technological and quality processes. Our goal is not just to get the borrower approved for "a" loan, but to do our best to ensure that they understand all terms and conditions of the loan and that the loan is appropriate for both their current and future finacial condition.. 

I am a graduate of Bentley College in Waltham, Ma. and a graduate of The School of Bank Administration at the University of Wisconsin. I relocated to Jacksonville in 1974 and have been a Beaches resident since 1992. Over the years, i have been active in many professional, charitable and civic groups.

I am a Licensed Mortgage Broker and the Principal Broker for A1A Mortgage, LLC. Memberships include the National Association of Mortgage Brokers and the Florida Association of Mortgage Brokers.

Certifications

Through our advanced technology backed up by a high level of personal and quality service, we are able to serve all of Florida with the best in residential, investment and commercial real estate loans. We provide residential loans for properties ranging from expensive oceanfront condos to small starter homes in older neighborhoods for borrowers with perfect and damaged credit. Our investment property loans have always been among the best providing investors with options in conforming, portfolio, private and hard equity financing. We are also often able to help the small business owner find financing when all doors at local banks have been closed.

Located in Jacksonville Beach, we are conveniently located on Florida's First Coast. Unlike out of state, out of market and national lenders we know and understand the real estate market and economic trends in the Northeast Florida Counties of Duval, Nassau, Bradford, Baker, Clay, St. Johns, Putnam and Flagler. A secondary market niche has been Union, Columbia, Alachua and Marion Counties.

At A1A Mortgage we take pride in what we do and the trust our customers place in us. Personalized service may be a slogan for some in the mortgage business, for all of us at A1A Mortgage, it is a a way of life.

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A1A Mortgage delivers superior service to borrowers in Jacksonville Beach, Atlantic Beach, Neptune Beach, Ponte Vedra, Jacksonville and all areas of Florida's First Coast.