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Pier-Mari Toledo Mortgage and Lending



Pier-Mari Toledo
location_on Warwick, RI
Get to Know Pier-Mari Toledo

5 Star Mortgage Professional - Rhode Island Monthly Magazine - September 2011 Issue-Best of Rhode Island series.

With over 23 years of mortgage lending experience in all facets of the industry, I strive to do what is right for my clients.  I take a consultative approach to lending.  Listening and learning all I can about my clients needs, budget and lifestyle offers me the opportunity to fit them with just the right mortgage.



I focus on residential  lending. 1-4 family dwellings.   Although, we do offer commercial lending for commercial real estate transactions.  With the advantage of a wide menu of options I can work with any type of borrower.  The ability to portfolio a loan  allows for funding and servicing of that loan within the credit union.  Our secondary lending option offers all the mortgage products you would typically seek through a mortgage broker such as fannie mae and freddi mac agency conventional loans, jumbo loan financing, FHA and VA as well as RI Housing, 203K and other renovation loan programs. Along with that we also offer REO loan options for HUD and Fannie Mae owned (foreclosed) property and the USDA Rural Housing Loan.  These loans fit both owner occupied or investment/rental property for purchase or refinance.  A multi family dwelling is considered owner occupied if the owner occupies one of the units and rents out the others.   All this under one roof, there really is no reason to go anywhere else.  With some options the borrower can just stop into one of our 5 branch locations to make their payment or we can assist them with setting up any of the several electronic optons or auto payment plans so that  making their payment is convenient.