Nikitas Kouimanis, Mr Mortgage, Call Mr Mortgage @  516-206-0000 (Cardinal Financial Company, Limited Partnership)
NMLS ID # 9659

41 Pinelawn Rd, 

Ste 100

Melville , New York 11747‑3149

Trust Professionalism Integrity Creative Mortgage Solutions for Every Mortgage Need The right Mortgage Professional and the right mortgage products will have a significant positive impact.

Get to know Nikitas Kouimanis, Mr Mortgage

Specializing in residential home loans
Helping 100’s of local families each year


Nikitas Kouimanis is Mr. Mortgage. He is a Nationally Ranked Loan Originator with 20 years of experience with great knowledge of all products in this industry. His goal has always been to make sure the loans he works on are the best fit for his clients. Nikitas has never and will never place a client in a program that does not fit their budget or lifestyle. Nikitas is dedicated to helping his clients achieve and maintain the American Dream of Homeownership. Nikitas takes great pride in dedication to client satisfaction. His commitment is to provide the highest quality service while working to help his clients achieve their financial objectives within the mortgage process. Nikitas is proud of his work that has made him the area's top loan originator of choice for so many working towards their long-term goals.


Nikitas is dedicated to the highest standards of ethics and responsiveness in its effort to meet the changing. He makes the experience count. He is personable, educated, skilled and experienced. He works hard to build rapid and courteous response; He and his staff will endeavor to offer swift, courteous and professional needs for their borrowers in a constantly shifting environment. Long-term relationships that result in repeat business and referrals. Service towards obtaining rapid approval. He will work around your schedule to implement what is in the client's best interest. Creative thinking, as each loan application is unique, Nikitas pays the utmost attention to his client’s needs, and offers options that are right for their situation at the most competitive rates and terms. He encourages communication and client feedback. Nikitas and his team of experts strive to educate their client’s on every step of the loan process. Nikitas constantly maintains qualitative edge by soliciting client interaction and implementing astute suggestions. Nikitas believes the loan process is a team effort. Careful attention to detail, our pledge is to prepare each loan with adequate and proper documentation; this is the key to a successful and smooth loan process. A pleasant experience, financing your home is a lifetime event. His commitment is to attend to your needs and render the process smooth and hassle-free. Nikitas believes the loan process should be an enjoyable ride.


Nikitas Kouimanis, Mr Mortgage's Blog Posts


CMPS Institute - February 2013 to Present

Earned one of the most respected certifications in the industry CMPS®                      Certified Mortgage Planning Specialist.


Continuing Education for CT, NY, & NJ on a yearly basis. 

1 Hour CT Safe CT State Law and Regulations 

1 Hour MA Safe MA State Law and Regulations 

4 NJ Hour State Law and Regulations 

Passed Safe Act and UST Federal Exams 

Passed NY State Exam 

Passed NJ State Exam

20 Hour Safe Comprehensive Fundamentals Of Mortgage Education

3 Hour NY State Law 

NAMB 24 instructional hours of residential mortgage lending

New York Certified Training Course / loan officer training 40 hours

Mortgage Training and Seminars


Ranked 122nd in the United States out of every loan officer in the country by National Mortgage News and Origination News.


With the countdown of the 2015 Top Producers rankings now complete, National Mortgage News and Origination News are pleased to publish the entire list of this year's best loan officers and brokers.

Originators who submitted data for this survey represent the entire spectrum of lender shops, from banks and credit unions to mortgage bankers and mortgage brokerages, and their titles range from loan officer all the way to company president. Many of these originators have survived and thrived despite the wild changes in the lending environment over the past eight years, and if they want to continue to do so they will have to weather more upheaval in 2015.

The 2015 Top Producers are also featured in a special section of the April 27 print edition of National Mortgage News. Plus, additional upcoming features will provide an inside look into the careers and expertise of this year's Top Producers, offering readers first-hand insights into what it takes to be a leading mortgage industry professional.

The results of the Origination News2015 Top Producers survey reflect a year of transition for mortgage originations, with volume for many declining on a year-over-year basis.

There were just three mortgage originators whose personal production in 2014 topped $200 million, down from six for 2013, reflecting the slower overall origination market.

As a whole, mortgage industry volume declined to $1.1 trillion in 2014 from $1.8 trillion the year before, according to data from the Mortgage Bankers Association. The share of refinancing’s fell to 43% from 60% the year prior. Many originators anticipated that. However, an expected increase in purchase volume that was supposed to offset it failed to materialize, further challenging originators.

The decrease wasn't just a matter of dollar volume. There were nine loan officers who produced more than 500 units for the year, or more than 42 per month on average. The previous year, there were 14 originators in this category, including three who produced over 700 loans during the year.

The National Mortgage News family of publications began its annual loan officer rankings in 1999, with production data covering origination volume from 1998.

A new segment of this year's list will be revealed each business day from April 15 through April 27. The list below will be updated with links when each segment is published.

Top 1% Mortgage Originators in America 2015


Top 1% Mortgage Originators in America 2014


Five Star Professional - September 2015

The Five Star award program is now entering its twelfth year.

Five Star Professional conducts market-specific research throughout the U.S. and Canada to identify reputable and trustworthy service professionals. Research results undergo a thorough regulatory review, and qualifying individuals receive the Five Star Professional award.

Five Star Professional joins forces with city and regional magazines to make the research results available to consumers in more than 45 markets across the United States and Canada.

Five Star Professional was founded in 2003 and is based in Minneapolis, MN.

Mortgage Originator Magazine

Top 200 Mortgage Originators in USA

April 2008

Mortgage Originator Magazine ranked me 3rd in the nation with FHA production totaling 196 loans funded and forty-three and a half million in closed loan volume

Mortgage Originator Magazine

Top 200 Mortgage Originators in USA

April 2008


Mortgage Originator Magazine also awarded me an award in this category as well and ranked me 199th in the country for most loan volume closed in a single year by a loan originator with forty-eight and a half million and 216 loans closed and funded. 


First Time Home Buyers 

FHA Loans

Refinance Loans 

Mortgage Lending

VA loans

Home Loans

Investment Properties

Real Estate

Reverse Mortgages

Mortgage Banking

FHA financing

Residential Mortgages


Self-Employed Borrowers

Government Loans


Debt Consolidation

Mortgage Underwriting

Credit AnalysisFinance


Vacation Homes

Home Equity Lines of credit

Financial Structuring

Consumer Lending

New Home Sales

All Windows operating systems

Microsoft Word, Microsoft Excel, Microsoft Outlook

Calyx Point

Ellie Mae Encompass / Banker Edition & 360

Fannie Mae DU & Freddie Mac LP

Credit Plus



Testimonials for Nikitas Kouimanis, Mr Mortgage

  • Arthur Aranda - Hudson City Savings Bank - Mortgage Origination Dept.

    For several years I have had the pleasure of working with Nikitas as his account executive for my bank. During this relationship I have always found him to be very knowledgeable and dedicated. He has a very good understanding of the entire mortgage origination process from application to closing.

  • Bill Kovach

    “Nikitas is most professional and diligent in his dealings with clients. His knowledge of his industry and ability to communicate clearly make him an asset for anyone.”

  • Vicente Galindo

    “His Approach has always been honest and professional. Disclosure has been clear to me for what he has provided.”

  • Daniel Chege

    “Mr. Nikitas is well versed in what he does and treats his customers with class and dignity. I recommend him.

  • Bart Kaplan – Glen Cove, NY

    Nick is a self-starter with a great work ethic and is a person of high moral values and is up to any task.

  • Brian Bates – Great Neck, NY

    Since I have worked with Nikitas as a mortgage professional, he has demonstrated all the ideal skills that are necessary to excel within our career. He is experienced, knowledgeable, and motivated in this career, which allows him to provide customers with all the right tools to accomplish their goals.

  • Ken Sorrentino

    “Nikitas have been great to help me to build my clients and make it success. I thank him for being there. If I was on my own, it would be tough spot. He is a great person to complete your task. Also good detail-oriented manager on his team. He would be very important asset to your company. He is a superb guy to work with. He is also Straight Shooter when he tells you, what it can be done or not, If I have a problem with the clients, he tells me how to resolves it. That is a leadership

  • Peter Pappas – Syosset, NY

    I have known Nikitas for a bit less than a year now. After hundreds of email exchanges, I can pretty much assure you that he has been nothing short of spectacular. I would recommend Nikitas over & over to anyone. Thank you so much for your professionalism & caring throughout this refinance/closing process.

  • Ralph Graczak – St Louis, MO


    Thank you for all the work you did to refi our home loan. We really appreciate the effort and care you took... from the initial paperwork, putting up with my clumsy faxing, to guiding us through the final stages.

    Your efforts have made our lives much better.

    Thanks again,
    Ralph Graczak

  • Lynne Miscedra – Hyde Park, NY

    Very happy with my refinance. Nikitas Kouimanis was very helpful, professional, etc. to work with. I would recommend working with Nikitas to have a smooth transaction. What he quoted me is exactly what was on the paper work. The attorney that closed the deal was also very helpful in explaining the process.

    Service Areas (7)
    • Melville, NY
    • Nassau County, NY
    • Bronx County, NY
    • Queens County, NY
    • Old Greenwich, CT
    • Monmouth County, NJ
    • New York County, NY
    • Westchester County, NY
    Specialties (16)
    • Buyers
    • Condos/Townhomes
    • Co-ops
    • Investment Properties
    • Luxury Homes
    • Military Relocation
    • New Construction
    • Renters
    • REO/Bank Owned
    • Residential
    • Sellers
    • Seniors
    • Short Sales
    • Vacation/Resort Properties
    • FHA Loans | VA Loans | Low Down Payment Loans
    • Conventional | Jumbo Loans
    Languages (2)
    • English
    • Greek