With so many realtors across the state of Hawaii...why would you want to choose me? Overall, I am more than just a Realtor. The entire home buying and selling process has changed dramatically over the course of a few short years. Short sales, foreclosures and lender owned properties (REO's) are popping up everywhere. This is why you need a realtor who is experienced in these types of transactions as well as one that is knowledgeable about the financing options and programs that are available and takes a proactive approach to your needs.
My experience as a former Home Mortgage Consultant with Wells Fargo has allowed me to help numerous clients prepare for their initial pre-qualifying steps with a lender which have proven to be very valuable when expectations are set whether you are buying or selling a property. Knowing what to expect is vital when you're about to make one of the most difficult and challenging decisions in your life.
As a member of the National Association of Realtors (NAR), the Honolulu Board of Realtors (HBR) and the Hawaii Association of Realtors (HAR), I possess a very high standard of ethics which dictates how I do business. And, as a Certified Short Sales & Foreclosure Resources Agent (SFR), it would be an honor to represent you.
Buying a home can be fun and exciting but timing is critical. With so many properties to choose from, I can help buyers locate the property they may be looking for and understand the mortgage loan qualifying guidelines. This is where my expertise in the negotiating process has helped every client whom I've had the honor of representing.
Mortgage interest rates can change on a daily basis. What you may have been pre-qualified for today may not be the case 10, 15 or 30-days later unless you have "locked" in that specific interest rate with your lender. Let me help you understand the financing process to get the home you really want. To find out more give me a call or send me an email and I'll be happy to share this information with you.