Jeffery Mosher (Appraisal Logic llc)

Appraisal Logic LLC, Certified Reisdential Appraisers Serving the Connecticut Shoreline and New Haven County. Quality appraisal services for home owners, mortgage brokers, and lending institutions.

Get to know Jeffery Mosher

We are a provider of Connecticut real estate valuations for the primary and secondary mortgage lending marketplace, insurance providers and estate valuations. Our services include appraisals for FHA loans as well as conventional mortgages. We are proud to offer a wealth of knowledge and experience for the Connecticut Shoreline real estate market as well as New Haven County. Appraisal Logic LLC is committed to producing a quality appraisal product by using the latest technology to reduce lenders time, efforts and costs in managing their orders during the appraisal process.

Appraisal Logic LLC is a provider of appraisals for:

FHA Loans, Primary and Secondary Mortgages Mortgage Refinancing Employee Relocation Private Mortgage Insurance Removal Estate Planning Our investment in training and technology has helped our customers greatly reduce their workload and decrease turn around times. Appraisal Logic LLC offers quick and easy online appraisal ordering for each of its clients, coupled with automatic report status updates and electronic delivery of the final product. Once the client has created an active account with us, their office staff is able to eliminate the day to day communication difficulties associated with the process. Just log on to our secure web site with your custom username and password to track your appraisal orders, as well as communicate and exchange information with your appraiser. This process saves us money as well, we can keep our rates competitive with other appraisal firms in the Connecticut real estate market. Short Turn-Around Times Highest-Quality Appraisal Reports Online Status Reports Electronic Ordering and Delivery FHA Approved Appraisers Through this web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away, spend some time and find out a bit more about the appraisal business. The more you know, the better decision you can make. Please check back frequently, our web content is continuously updated.

Certifications

Why are Appraisers required to be Licensed?


Appraiser licensing varies from state to state. To participate in what is called a "federally-related transaction," which is, for example, a mortgage being underwritten by a national bank, Appraisal Logic LLC must be licensed or certified by the state of Connecticut. The license or certification is evidence that the appraiser has performed a minimum 2500 documented hours as a provisional appraiser under the supervision of a Certified appraiser. The appraiser has completed a course curriculum of 120+ hours and must have passed a preliminary examination. The appraiser must have completed a certain number of hours of Continuing Education Training every two years. After all these criteria are met, the appraiser must then apply for and pass the Connecticut State Exam for Certified Residential Real Estate Appraiser.

Prior to the Savings and Loan crisis of the 80s, which gave rise to appraiser licensing, appraisers had to market their expertise, service, professionalism and association designations. Many feel that state licensing has diluted the appraisal profession. Many consider licensure a bare minimum of what you should expect from an appraiser.

Appraisal Logic LLC has worked hard to establish a reputation for quality and prompt work, performed professionally and ethically, with outstanding customer service. You should never just look for a licensed appraiser; you should be discriminating in choosing your service providers. Tour our website http://www.appraisallogicllc.com/ , for valuable information on the experience we have and the service we provide.

You should always be sure your appraisal service provider is licensed and in good standing. The Appraisal Subcommittee (ASC) of the Federal Financial Institutions Examination Council (FFIEC) maintains a national database of appraisers and their license/certification status. The Connecticut Department of Consumer Protection has a list of appraiser license status available publicly at http://www.ct.gov/dcp/site .

Among other things, this database, which relies on reports from each state appraisal board, will tell you if a service provider you are considering has had his or her license suspended, revoked, or whether the license has lapsed. You can rest assured that Appraisal Logic LLC license is current and in good standing!

 Connecticut License RCR 0001558

What is an appraisal?

A real estate purchase is perhaps the most important single investment a person will ever make. Whether it's a primary residence, a second vacation home or an investment property, the purchase of real property is a complex financial transaction that requires the coordinated efforts of multiple parties for effective execution of the many steps involved in completing the transaction.

Some of the parties involved are very familiar to the average buyer/borrower. The Realtor is the most common face of the transaction. The mortgage company or bank provides the financial capital necessary to fund the transaction. The title company ensures that all aspects of the transaction are completed and that a clear title passes from the seller to the buyer. The attorneys and legal assistants represent the interests of the buyer and seller during the contract period and perform the closing of the sale and recording of the deed for the public recordSo who makes sure the value of the property is in line with the amount being paid? There are too many parties exposed in the real estate process to let such a transaction proceed without ensuring that the value of the property is commensurate with the amount being paid.This is where the appraisal comes in. An appraisal is an unbiased estimate of the fair market value of real property, where both buyer and seller are well informed and typically motivated parties. To be an informed party, most people turn to a licensed, certified, professional appraiser to provide them with the most accurate estimate of the fair market value of their property. Appraisal Logic LLC is here to serve both the mortgage industry and the private homeowner with a quality product customized to the specific situation and the expressed purpose of each appraisal.

Languages (1)
  • English