AgSouth Farm Credit was created nearly a century ago, when President Woodrow Wilson recognized that farmers needed acess to financing with repayment terms to coincide with the planting and harvesting of crops.  The Federal Land Bank and Production Credit Associations were formed as a result.  Through mergers, the names have changed but farmers and rural America continue to turn to Farm Credit as a reliable source of credit for farms, homes and land.

AgSouth Farm Credit, a cooperative, began its patronage program in 1991, and has returned hundreds of millions of dollars, in profit to its customers, estimating an average return over the past 5 years of 25%.  If you're an AgSouth Farm Credit customer, this means you have averaged a quarter back for every dollar in interest accured on your loan!

Reliable funding, knowledgeable employees, and money returned to your through our patronage program-that's the AgSouth Farm Credit story.