My goal is to provide clients with the care and attention they deserve when financing their home to ensure it's enjoyable and stress-free. I have over 18 years of mortgage lending experience and enjoy helping each client select the best loan to meet their financial needs. As a former loan processing supervisor and underwriter, I truly understand what underwriters and loan processors want and need to quickly process and fund a loan.
I strive to always exceed client expectations and believe constant communication is the key to success. I keep clients well-informed through every step of the lending process and proactively researches potential issues that may arise to help eliminate loan delays.
I am readily available to take your call to make sure you are comfortable and confident with the mortgage lending process. Call me (619) 972-3209
* CONVENTIONAL, FHA, VA and Jumbo Loans* Niche Purchase Programs* Forward Advantage Buyer (FAB) Program - Close in 17 Days or Less* True AUS Underwriting Policy* Processing to Funding all under ONE roof* Ask me about our propriety Marketing System OnePlaceCommunity
*Manny Alfelor (619) 972-3209 / Mortgage Banker / NMLS 545192
|Manny and his team were excellent! Stress levels could be high when purchasing a home. However, Manny was able to smoothen the process for me and my wife. Whenever we had issues and questions (which was practically everyday until closing), Manny was quick to the draw responding within minutes of a text, voicemail or email. I am not particularly big on texting or email so I made it a point to bother him with a phone call whenever i could. Despite his busy schedule, Manny made himself available to cater to my needs. Customer service is hard to come by in San Diego, so I appreciate Manny for his work ethic and honesty. Manny takes pride in his craft and will get you results!|
|I would highly recommend Manny and BluFi. My wife and I were first-time home buyers and Manny was very helpful throughout the process of obtaining our loan. We had no problems getting the loan and we got a very competitive rate. I was very impressed that we were able to close our home purchase within 17 days as Manny and his team did an outstanding job in closing our loan application quickly. If you're looking to find a home mortgage, I wouldn't hesitate to give Manny a call.|
|"Being a first time home-buyer and dealing with a short sale that was somewhat like a roller coaster ride, I have to say that Manny Alfelor made the experience a great one by going above and beyond. He and the whole team at BluFi were excellent and I am so grateful. I appreciate all that the team did to help me through this huge milestone."|
|Talk about AMAZING! Manny was referred to me by a family member who highly recommended him. My husband and I where in the process of purchasing a home last year, as stressful as it was, Manny made the whole experience seamless through his experience and knowledge. What impressed me the most was when the loan docs where ready to be signed, Manny was on vacation and was stuck in the East Coast due to poor weather conditions so he could not fly back. He reassured me that I was still in good hands with his Client Manager, Nicole Lovett, who was amazing herself with all her constant updates. I forgot at times that Manny was still on vacation and in the East Coast. I teased him and told him to stop working and start enjoying his trip, but he still kept in contact until the close of escrow. Manny and his team is the true definition of customer service. Thank you for making this an easy experience for us.|
|Ronnie De Leon|
|We just purchased our first home and we had the pleasure of working with Manny Alfelor as our mortgage broker. Since the beginning, Manny was very thorough in explaining how everything would work. During he entire process, his team kept us updated and they were always eager to answer our (many) questions even after work hours and weekends. Manny locked us in at a great rate. Manny provided the highest level of honesty & professionalism and we strongly and highly recommend him. Thanks, Manny & team!!|
|As a first time homebuyer, I felt overwhelmed and clueless. Manny was great to work with. He was calm, helpful, and friendly. He explained everything and was always accessible if I had a question or panic attack. He still took my phone calls, even while he was away on vacation across the country. He and Nicole at blu fi were exceptional. Highly recommended.|
|Manny Alfelor at BluFi Lending was EXCEPTIONAL! I could not have ask for anything more from him and his team. Manny helped us with our loan process from start to finish. He was quick to respond to any questions and concerns we had. Manny's expertise and knowledge of this industry put me at ease especially when the competitors are fighting for our business! Manny took his time to explain everything we needed to know as far as rates, product types, and mortgage requirements. I would not recommend anyone else but Manny Alfelor to do the job for you! Manny said to us when our offer was excepted "It's showtime!" and what a show it was!!! A standing ovation! Our whole loan process was done in 11 days during the crazy holidays! We got our keys 2 days before Christmas! Thank you Manny for everything you have done for us! You would be CRAZY if you thought twice about going with anyone else for your lending needs!!!|
|If your looking for an experienced, true professional, who knows their stuff, then look no further! Manny made the 1st time home buying experience 'a walk in the park'. We had so many questions & were house hunting every weekend and holiday. He will take your calls at 8pm on a Sunday night, and I'm speaking from experience here. We learned so much about how to shop for our new home! Things he never even had to explain, he did! We are a military family & were moved into our new home by the new year! Best Christmas ever! Thank you Manny! I'm ready to buy another house!!|
|I had an excellent experience with Manny Alfelor at BluFi Lending Corporation. The team at BluFi Lending was able to do in 10 days what my previous lender didn't do in over a month. Around the middle of May 2013 we started the escrow process when buying our house, and a week and a half before the closing time frame, we realized our own lender hadn’t locked in the rates and they were asking us to put more money for closing costs & down payment (around $22,000 for final payment). We were totally disappointed. That was not what they had told us before. We were seriously considering to back out of the deal. However, our Real Estate Agent recommended us to switch lenders to BluFi Lending Corporation. He assured us that Manny Alfelor would be able to make it happen and that we would not lose our deposit of $ 4,000.00. And so we decided to switch lenders. Around June 18th, we started the process with the new lender BluFi. The settlement charges went down to around $11,000.00 and we were able to close escrow on June 28th. I’m so glad we trusted Manny and his team at BluFi Lending Corporation. Later on, we received in the mail a check from the escrow company for about $700.00. This was not expected, but it was a nice surprise. We had a great experience overall and we totally recommend BluFi Lending Corporation. Manny Alfelor will make it happen.|
|Ryan and Cake Delossantos|
|As a first time house buyer we were very skeptical on whom we will choose as our lender and of course we want a person who is very knowledgeable… we were searching for a person who can help us for quite a while and one of our dearest family member knew Manny way back and recommended him to us and that is how we came across with Manny for the first time…we meet up and he is very pleasant, honest and straight forward. As a first time buyer we have a lot of questions in mind and Manny not only answers our question but help us through everything he also recommend us one of the great realtor in town! when we are about to close the deal the seller is asking for 21 days to finish all the paper works or if not we will pay the seller hundreds of dollars for each day beyond the 21 days, Manny not only promise us to beat it but he actually did it only in 19 days… I DO HIGHLY RECOMMEND MANNY!!!! you don't want to fall into a wrong person and maybe like you guys who does not have any experience Manny will help you all through out!!!!|
|Manny help me and my family find a home while overseas in Afghanistan. My home search was difficult because I had to rely on a power of attorney to start the initial buy. Additionally, the seller requested that we close within 21 days. With the help of Manny, I was able to get the property, and close without a hitch. This was such a huge help because of all the additional work due to a power of attorney I put in place for me. He was able to handle everything and keep me well informed with the whole process. I am so thankful that I had Manny on my side to help me along the way. Thank you so much Manny for helping me get my house and give me piece of mind while in RC East Afghanistan. Carl Carangan OEF 12-13.|
|Gary and Grace Dedios|
|I have been serving in the military for over 22 years and the wife and I decided to finally pull the trigger and buy a house. As a first time home buyer, I was concerned, paranoid, excited and many other things. My wife and I finally found a house that we loved and hopefully to call our home. Now, the hard part, which bank or mortgage lender should I choose. I had three options, but I had to go with my gut instinct (spider senses) and chose Manny Alfelor from Blu-fi. Why, here's WHY; first and foremost you can tell Manny is very sincere (honest) and had my wife's and I best interest in his heart. He is very knowledgeable and proactive. Kept me updated on the status of my loan request. Called him many many times during and after working hours to ask him questions;consistently answered my concerned, always courteous and professional. He worked with us and spoked to his supervisors and got the best interest rate for our budget. Lastly, as advertised, my loan was approved in less than 3 weeks. Highly recommend Manny Alfelor! Gary & Grace OCT/2013|
True Direct Lender that offers CONVENTIONAL, FHA, VA, Jumbo Loan Products and Niche loan programs.