I am a "Personal Mortgage Professional" licensed under Peoples Mortgage Co..... www.peoplesmortgage.com/license I am so much more than a loan officer or originator. I like consumers to use me as a resource in this crazy, ever-changing industry. Lenders come and go and programs and guidelines change everyday. Let me walk you through the process, explaining every step. Not only will your comfort level increase, but so will your knowledge. I guarantee you will be a much more learned consumer by the end of the transaction. I love working with first time home buyers and VETS. They need more guidance and assurance every step of the transaction than most, and I am very happy to accommodate! I also do refi's, FHA and conventional loans.
I also do credit consultations. This is an area I see great need for, but not the need to charge someone $350 to $850 to know how to read their report!! So many consumers fear the unknown and believe their credit report is horrible. I have found that most are not, and the ones that are can be rectified so they can eventually qualify for a loan. I am one loan officer who is willing to do the work upfront to help them get in a much better financial situation. Contact me for a smooth and seamless transaction in one of the biggest purchases of your life. And realtor's...............I communicate!!! This ensures everyone is on the same page through out the entire process.
I have enjoyed living in the Phoenix metropolitan area since the early 80's, migrating from Sterling Illinois. In 2001 my life drastically improved as I made the decision to change my career path, finish my degree and move to the mountains north of Phoenix and settle in Beautiful Black Canyon City. After working in retail management for over 25 years I moved on to another industry that demands excellent customer service and communication; the mortgage industry. I received my degree in Business Management from the University of Phoenix and I am also certified in Human Resources. I recently received my Mortgage Loan Originator's license after passing both the state and federal exams. I am proud to be one of only 3000 licensed loan originators in Arizona! (#216866)
I have become quite involved in the unincorporated town of Black Canyon City. I have been recently re-elected to my fifth term of President for the Chamber of Commerce and started the Black Canyon City Business Networking Group in 2004. Giving back has always been a big part of who I am so improving my community, volunteering my time, and raising funds for various causes is of extreme importance to me. I was humbled by my community as I was presented "Citizen of the Year for 2009."
I enjoy hiking in the Bradshaw Mountains, quading, riding our Harley and dancing. I look forward to "Dancing in the Rain!!"
Every transaction I work on is started and completed with honesty, integrity and timeliness. Communication with all parties is HUGE with me and expect to always be in the loop. Call me at 602-339-0959