|Services for Real Estate Pros||
|location_on Plantation, FL — Credit Restoration Consultants|
|web Lori's Blog at Credit Restoration Consultants|
Credit Restoration Consultants is a credit service organization specializing in the restoration of consumer credit worthiness and identity theft. We assist consumers in achieving a favorable financial credit profile. Everything we do is legal utilizing laws enacted by Congress to dispute negative, erroneous, obsolete, and/or fraudulent information contained within your consumer credit profile.
Utilizing the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Fair Credit Billing Act, and the Fair and Accurate Credit Transactions Act, Credit Restoration Consultants will assist a consumer in the submission of disputes electronically, verbally and in writing to the Equifax, Experian and Trans Union consumer reporting agencies in addtion to creditors, collection agencies and third-party record providers. Keep in mind that anything we do, you can do yourself. Where Credit Restoration Consultants has the edge is the fact we possess the knowledge and a source proven method which yields results.
Unlike most credit service organizations that submit the same written dispute letters monthly, Credit Restoration Consultants has devised a strategy whereby disputes are submitted verbally, electronically and in writing over a six month period to credit reporting agencies, creditors, collectors, and third-party record providers reporting negative, inaccurate and/or erroneous information. Utilizing the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Fair Credit Billing Act, the Fair and Accurate Credit Transactions Act, in addition to laws applicable to a particular state, Credit Restoration Consultants has obtained thousands of deletions and updates for its clients. Credit Restoration Consultants can help remove erroneous and/or inaccurate judgments, liens, bankruptcies, student loans, inquiries, derogatory tradelines, personal identifiers and more! The credit restoration process can take anywhere from 30 days to six months. Most clients see dramatic results in 45-60 days.
Credit restoration is as legal as pleading "not guilty" in a court of law. With that said, though, one must understand that Credit Restoration Consultants is not a law firm and that none of its employees is an attorney licensed to practice law in the state of Florida. As such, Credit Restoration Consultants cannot provide legal advice nor represent any individual before any court or in any legal proceeding. In the event that legal representation is required, Credit Restoration Consultants may provide an appropriate referral for consultation.
If you have been denied credit, goods, benefits, services or employment within the last 60 days, are unemployed seeking employment, have a fraud alert, or on public assistance, you can obtain a copy of your credit profile by contacting the credit reporting agencies directly by phone.
The telephone number for Equifax is (800) 685-1111.
The telephone number for Experian is (888) 397-3742.
The telephone number for Trans Union is (800) 916-8800.
When you dial these numbers, you will be prompted to enter your social security number and other personal idenifiers. If the system accepts your request based upon the above exemptions, you will receive the respective credit profile within three to five business days.
Alternately - and if you are denied under the above exemptions - you can go online to http://www.AnnualCreditReport.com and order your credit report. This request is a truly free credit report if you have not obtained a copy throgh the central source within the last 365 days.
Either way, please be sure to order all three credit reports each and every time you wish to review your file. Although most creditors report to all three credit reporting agencies, some local or regional creditors and collection agencies may report to only one or two. Ordering all three credit reports will allow a true and accurate review of the history reported at Equifax, Experian and Trans Union.
Credit Restoration Consultants is a credit service organization specializing in the restoration of consumer credit worthiness and repairing identity theft.