|Mortgage and Lending
|location_on Chico, CA — Oak Valley Mortgage-California Home Loans and Refinancing
|web California Home Loans-Purchases-Refinances
My name is Scott Gormley, Broker/Owner of Oak Valley Mortgage and I thank you for considering Oak Valley Mortgage to represent you in one of the largest decisions of your life! If you're looking to purchase or refinance a home in California and need a reputable California Mortgage Company to work with, read on to see if we're the right fit for you...
Let's get to the "nitty gritty", shall we??
First Off...You want to know if I'm credible, because too many Californians have been burned lately with bad loans by "fly by the night" lenders and mortgage brokers and the last thing you want to do is be part of a foreclosure statistic..right?
You can check my flawless California Department of Real Estate Mortgage Broker status here...
Second Off..You want to know what other past client and real estate agent experiences have been with me...right?
Check our new video client testimonials page here...
Finally...You want to know if I'm respected by my peers and my take on things currently happening in the mortgage industry...right?
Check out over 435 blogs I've personally written on Active Rain, one of the most respected online Real Estate Networks in the United States here...
Here is what I am: I am a straightforward California Mortgage Broker that works hard, keeps clear lines of communication throughout the entire loan process and doesn't make false promises. I can't stress the importance of working with a reputable company that is "in tune" with the daily (and even hourly) underwriting guideline changes currently taking place at banks and financial institutions, to give you the greatest opportunity for a successful transaction during these changing times in the real estate industry. At the end of the day, I can fall asleep with a clear conscience that I've done all of our clients good, not placing them or their families in bad situations.
Here is what I am not: I am not going to quote out bogus rates or undermine the value I bring to the table on a home purchase or refinance transaction. When it comes down to it...Do you want false promises and headaches or results?
I was the 2006 Chairman of the Chico, California Association of Realtors® Affiliate Committee
I welcome your questions, comments or concerns by email, a phone call, or instant message in the form above. I'll respect your privacy and we'll move forward when you're ready!
Sound like a plan?
Oak Valley Mortgage
"You Find The Perfect Home, We'll Find The Perfect Loan!"
Real Estate Broker, DRE CA License #01466648
California Home Loans
First Time Home Buyer Programs
Up to 97% Loan-to-Value Purchases and Refinances!
Cash Out Refinancing
Home Improvement Loans
Oak Valley Mortgage serves ALL of CALIFORNIA! We are APPROVED with over 75 investors, offering our clients the most competitive rates and products in the market today!