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John Kach (West Star Mortgage) Mortgage and Lending

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John Kach
location_on Warwick, RI — West Star Mortgage
Get to Know John Kach

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WestStar Mortgage Inc. is a privately held residential mortgage banking company with headquarters in the Washington, DC metropolitan suburb of Woodbridge, VA. It specializes in retail and wholesale lending, originating a variety of first and second mortgage loan products sold on a servicing released basis. These products range from A-paper to Sub-Prime.

Certifications

FHA (Federal Housing Authority) Loans/Mortgages:

FHA might be just what you need. Your down payment can be as low as 3% of the purchase price, and most of your closing costs and fees can be included in the loan. In addition, gift funds can be used as a down payment on your purchase allowing you to finance 100% of the property.  Available on 1-4 unit properties.

You're a first-time homebuyer You don't have a lot of money to put down on a house You want to keep your monthly payments as low as possible You're worried about your monthly payments going up You're worried about qualifying for a loan You don't have perfect credit

Money Merge Account TM.

When repaying a mortgage, it's not the rate you pay that's most important. What matters most is the total amount of interest you pay over the term of your loan. With the Money Merge Account system you use your line of credit to reduce the balance owing on your primary mortgage, and you reposition your regular income and your unused "stagnant" money you normally leave sitting in your regular checking and/or savings account to reduce the balance owing on your line of credit. By repositioning your regular income and your unused "stagnant" money you normally leave sitting in your regular checking and/or savings account, you are able to keep your line of credit balance as low as possible which can significantly reduce the interest that would normally be charged on the line of credit. This means more of your money goes towards your principal balance each month, helping you repay your mortgage years ahead of your standard mortgage schedule. TM.

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I professionally engage in the direct financing for homeowners and potential homeowners looking to build wealth through investing in real estate. Getting you the best rates/payment plans using FHA.