Protecting Your Credit During Divorce
When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn't have to change is the c ...
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Mortgage and Lending |
RAINER 890 |
| Jorge Garcia | ||
| location_on Charlotte, NC — Wachovia Mortgage | ||
| web Jorge Garcia's (jgarcia13) Blog | ||
Get to Know Jorge Garcia
I began my career in the financial industry in 1998 at Bank of America and joined Wachovia in 2003. I began originating loans in 2004 and take enormous pride in helping countless clients and their families achieve the goal of becoming homeowners by means of educating them about the process on what it well could be the biggest financial transaction of their lives.
I moved temporarily to North New Jersey/New York in 2005 as a Mortgage Consultant for Wachovia and helped a number of my clients relocating to NC, using the expertise and knowledge I possess for both markets. We moved back home to Charlotte in July 2007 and continue to embrace the Wachovia name and prestige, as well as an unparalleled array of products unmatched in the mortgage industry.
As retail mortgage consultant, I have the advantage of being able to devote my time to my customers making myself available at all times.
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The Truth About the Mortgage Market
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Should You Leverage Your Home or Pay It Down Rapidly?
There is a great debate within the inner-mortgage circles these days. Should we, as loan professionals, encourage clients to borrow as much money as possible? O ...
Certifications
I specialize in first time homebuyers and buydowns alternatives. We offer some of the lowest rates in the entire industry for all community lending products, 100% financing with and w/o mortgage insurance.
Another huge reason our company is unmatched as a lender is not only our competitive interest rates but also our wide and unique array of products, including our Pick-A-Payment program, for those borrowers who can make good use of the payment choices. Unlike other lenders our program is tied to a much safer index (tied to what we pay on our CDs, but we also have a true 30 year fixed rate Pick-A-Payment program), among other safety features.
Finally I am proficient in Spanish and have helped several of my Spanish-speaking clients to reach the American dream in becoming proud homeowners.
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Proud Wachovia Mortgage Consultant, #1 ranked in customer service 7 yrs in a row. I help my clients meet their financial needs explaining in detail the entire loan process. Proficient in Spanish.