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Mortgage and Lending |
RAINMAKER 9,583 |
| Joel Richardson | ||
| SVP-Central Texas Mortgages, Home Reno Loan "Go-To | ||
| location_on Austin, TX — VeraBank | ||
| NMLS#: 136881 | insert_link http://www.myfinanceteam.com | |
| web Joel Richardson's (jdrichardson) Blog | ||
Get to Know Joel Richardson
With an MBA, real estate, and finance experience of over 20 years, I enjoy helping provide optimal home finance strategies to help clients meet their goals. Loving analysis, I want to solve complex challenges such as home improvement & construction, investment properties, and owelty scenarios.
When I'm not crunching numbers and helping to make happy homeowners, I enjoy traveling, running, watching Baylor football, and enjoying time outdoors with my wife, two children, and our two dogs.
Home Renovation and Owelty Go To
Joel Richardson is a trusted advisor and partner for those looking to secure a home mortgage loan. He and his team provide unparalleled customer service and aim to make the home buying process exciting and stress-free.
Real Estate Best Practices
about 1 year ago
Is a Full Doc Loan A Challenge for Your Investor?
Do you have investors who can't qualify for a "full doc" loan? I may have the answer for them and you. A Debt Service Coverage Ratio (DSCR) loan! What is a DSC ...
Real Estate Best Practices
over 1 year ago
Student Debt Hurdle to Homeownership
With the recent decision by the Supreme Court to strike down Biden's student debt forgiveness program, many younger potential homebuyers may feel discouraged ab ...
Certifications
Certified Construction Mortgage Loan Officer
Awards
Top 1% Scotsman Guide 2022, 2021, 2020, 2019
PrimeLending Power Producer Chairman’s Circle 2022, 2021
Power Producer Presidents Club 2010 - 2020
Top 1% Originator
Five Star Mortgage Professional 2018 - 2021
Top Mortgage Professional in Austin Monthly’s Peer-to-Peer Survey
Top 25 Mortgage Loan Officers Austin Business Journal Ranking 2022
Skills
Home Renovation and Construction Lending
Owelty Lending
Investment Property Lending
Delayed Financing
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Joel Richardson has a deep expertise in renovation and owelty home loans. He has a unique ability to understand clients' goals to tailor mortgage solutions that meet their unique needs.