Julie Chroust, (925) 381-1481 (Julie Chroust, Senior Loan Officer Bay Equity LLC) Mortgage and Lending



Julie Chroust
(925) 381-1481
location_on Walnut Creek, CA — Julie Chroust, Senior Loan Officer Bay Equity LLC
NMLS #249458
Get to Know Julie Chroust

The Chroust Group, 150 North Wiget Lane, Suite 105, Walnut Creek, CA 94598
(925) 381-1481 |  |

Julie searches the market for all possible financing scenarios, seeking highly competitive financing for the first time home buyer to the multi-million dollar investor. Underwriting, drawing documents and funding "in-house" for escrows that close "on time", every time.

Julie maintains a commitment and a strong desire to always do what is right for her clients. She will exceed your expectations during and after your mortgage loan experience. With a wide range of programs, she will ensure that you will always obtain the loan that is just right for you, addressing your specific financial needs while delivering quality service and honesty. 

Julie conducts business as a "By-Referral-Only" Mortgage Consultant. What this means is that she invests 100% of her time delivering 1st class service to her clients. As a result, her valued customers, suppliers, and friends refer their family members, co-workers, neighbors and other people they know to her for advice when getting a home loan. She is interested in building strong, life-long relationships one person at a time. Julie has developed an exclusive program, Road to Wealth, in which she has deliberately focused on serving the financial needs of those who want to make the most of owning a home and using their mortgage as a financial tool rather than an obligation. She is insightful and compassionate to the needs of each client.

"In addition to working as a mortgage consultant, I devote energy to my beautiful son- Ridge, my twins- Gage and Marki Lynn and my wonderful husband, Mark as well as continuing my education. I believe a well balanced life is a state of well-being that you can reach that allows you to manage effectively multiple responsibilities in your career, your family, your physical health, and your spirituality".  Julie

Bay Equity LLC | NMLS ID# 76988 | Equal Housing Opportunity | ||  Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4150077| 150 North Wiget Lane Suite 105 Walnut Creek, CA 94598 | | Affilitated Business Disclosures . Bay Equity LLC is not authorized by the New York Department of Financial Services and is not intended for use by consumers in the state of New York.

A PERSONAL NOTE FROM JULIE - A Different Kind of Mortgage Consultant

I assume you are reading this because you want to know about me as a Mortgage Consultant.  I am not going to tell you that I am invincible, or bulletproof, or can leap tall buildings in a single bound. I'm not going to spam you, or waste your time. I'm not going to contact you if you don't want to be contacted. I'm not going to promise things I can't deliver, or push you into decisions you are not comfortable with, or say things to you just to make a sale.

What I Will Do

What I will do is simple; I will be your trusted advisor for all things mortgage related. And fortunately for me, my clients think I'm good at it. You see, this is about you. It's your money, your house, your life. I am here to help you get there, wherever "there" is.  Just take a look below at all my happy clients.

I listen intently. I try my best to understand your needs, your concerns, your fears, and your preferences. I give you options, and explain your choices. I tell you the truth always. I give you advice, and make sure you see all potential outcomes. I return phone calls and emails promptly. I work hard to make sure I am up on the market and the latest guidelines. I network religiously  and read voraciously so I can be a trusted source of mortgage information for you. And I improve my skills at every opportunity so I can be as effective as possible on your behalf.  

What you Should Know

Since you are considering having me help you as your mortgage consultant you should know that yes, I am well qualified. I have been a mortgage consultant for over 10 years.  I integrate technology into the process to help my clients achieve their goals, and to enhance their experience and save time (we all know how valuable time is these days).   I believe I bring a lot to the table on your behalf. If you really want to know my qualifications, call me or shoot me an email and I will send you a resume (its free).

You should know that mortgage is what I do, not who I am. I do have a life outside of mortgage. I am a wife, and the mother to 3 amazing children.  I have 1 cat, but considering getting a dog too. In my free time I like to work out, play golf, participate in any water sports or anthing that involves a boat.  I like to facebook, twitter, and post fun informative articles to my blog.  I do a bunch of community stuff like volunteer at the local schools, and I especially love getting involved in assisting veterans and their families.  I am also the President of a BNI Chapter  "East County Business Builders", BNI is the largest business networking organization in the world.

Who Else you Should Know?

Yes I have help.  My team of amazing professionals who work with me to get the job done. They are enthusiastic, professional, responsive, eager to help, and great to work with too!

So that is me in a nutshell. If you are looking for someone to help you with your mortgage needs, give me a call or drop me an email. The one thing I can promise you is that I care, my team cares, and we will be there to assist you every step of the way. And we will have a little fun in the process!



Renovation Certified

GSFA Platinum Down Payment Assistance Certified





 Regional Founders Club Top Producing Award (2001); National Founders Club Top Producing Award (2001); Top Producer Award (2004); Presidential Elite Top Producing Award (2005); Presidents Club Top Producing Award (2006); Top Producing President's Club Award (2010); President's Club Recognition (2011); Top Producing President's Club Award (2012); Top Producing President's Club Award (2013); 5-Star Mortgage Professional Winner 2014; President's Club Top Producing Award (2014); 5-Star Mortgage Professional Winner (2015); President's Club Top Producing Award (2015)



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