Welcome to Fox Valley Mutual.  My mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service!  I understand that purchasing or refinancing a home is one of the most important decisions one will make in a lifetime.  As such, I believe it is my responsibility to guide my clients through the mortgage process as a trusted advisor.  I also increase our clients comfort with the complexity of the mortgage industry by educating them, constantly updating them on the progress of their loan, and delivering the lowest rate with the lowest fees.  At Fox Valley Mutual, we strive to make the mortgage process transparent and clear.