I am the owner of a Mortgage brokerage firm licensed in New Jersey and Florida with over 15 years of experience. We specialize in Conventional, FHA, AND VA financing as well as sub-prime. Our current niche over our competitors is our JUMBO LOAN PRODUCTS WITH LOAN AMOUNTS UP TO 3 MILLION DOLLARS WITH 30 YR. FIXED RATES AS LOW AS 6.25% AND NO INCOME VERIFICATION AS LOW AS 6.375%.