Christopher Smithers (Eclipse Mortgage Services (R))

Residential mortgages of all types in 38 states and Commercial (real estate and asset based) financing available nationwide! For details and register to win!

Get to know Christopher Smithers

Eclipse Mortgage Services is a family owned business that specializes in ethical and morally sound practices.

 We like to say 'If there is a loan out there, we will find it for you!'

 Most mortgage companies and banks do not work with people who have had problems with their credit or work history.  We do!  More than 75% of our residential mortgage business is based on nice folks who would fall into this category.  In other words, they had been turned down by other and didn't believe they could be financed.  We took their application and make their dream happen.

In the same breath, most mortgage professionals do not work with commercial financing at all and the banks only approve financing for people who have spotless records or have been in business for decades.  While Eclipse Mortgage Services loves to help these people, we mostly help the business person who may have been turned down by a bank or simply believes they can not qualify for financing. 


Eclipse Mortgage Services is a preferred broker with over 40 lenders, varying from A to D rated credit.

 This means we have more than 250 residential mortgage products to offer our clients.

 Our reach extends into 38 US states! 

 • Purchase
• Refinance
• Home Equity Lines of Credit (HELOC)
• Second Mortgages
• Construction Loans
• Jumbo Loans
• Super Jumbo Loans (up to $25,000,000)
• Investment (non-owner-occupied)
• Manufactured Homes
• Condos
• Lot Loans
• Condo Conversions / Condo-Tels
• 1-4 Unit Homes
• Reverse Mortgage
• Many more!

Our programs include

• First time home buyers
• Foreclosure Bailout
• Interest Only
• Zero Money Down
• Up to 107% Mortgage
• One day out of bankruptcy
• Investment Purchase
• Debt Consolidation
• Bad Credit
• Bi-Weekly payments (save thousands!)
• Foreign Nationals
• Option Index ARMs
• 15, 30, 40 or 50 Year Amortization
• No Income / No Assets / No Documentation
• Many more!

Over 65% of all mortgage loans are secured through means such as Eclipse Mortgage Services (Mortgage Brokerage Businesses).

Contact us for more information

Languages (1)
  • English