Frank DeCarlo (Residential Home Funding) Mortgage and Lending



Frank DeCarlo
location_on Yonkers, NY — Residential Home Funding
Get to Know Frank DeCarlo

About Us

Residential Home Funding Corp. is a full service mortgage banker. We are direct lenders licensed in NY,NJ,CT,FL,CO, MO and SC. We offer a wide array of mortgage products, competitive rates and some of the most talented and dedicated employees in the industry.

Our experience enables us to fund all types of transactions such as basic residential purchases, refinances, investment properties, construction loans, mixed use, commercial properties and more.

Residential Home Funding Corp also originates FHA loans. We are a Direct Endorsed Lender for HUD. This program is excellent for first time buyers allowing low down payments, gift money, and flexible underwriting standards on credit and debt to income ratios.

At Residential Home Funding, we have a mortgage loan custom suited for almost every borrower. We have built our reputation on service and efficiency.

Our corporate headquarters is located in Briarcliff Manor, NY and we have branch offices throughout the tri-state area to service all of NY, NJ and CT.

We use a team approach when handling your loan transaction. Each member of our team handles a different part of the loan process. This allows each person to concentrate on his or her task and move your loan through the pipeline more efficiently.


No Money Down Financing100% Financing: Several major nationwide and local lenders offer 100% financing (No Money Down) or 103% financing (No Down Payment & No Closing Costs) to qualified applicants.Flex 97 Mortgage: Two Government regulated agencies (Fannie Mae and FHA) have developed innovative mortgage products, for borrowers who have difficulty raising adequate funds for their down payment.These mortgage programs will pay up to 97% of the purchase price of the home. The 3% balance does not have to come from personal savings. You can use a gift from a family member; a loan secured by a marketable asset (such as a certificate of deposit, a 401(k), the cash value of your life insurance, or other real estate); or a loan or grant from a nonprofit or government agency.Buyer-Seller Negotiated No Money Down Real Estate FinancingBad Credit / No Credit OKCommercial & Mixed Use PropertiesTrue No Doc Loans AvailableStated Income LoansNo Income / No Asset LoansJumbo and Super Jumbo LoansFHA Streamline RefinancesMulti-Family 1-4 Units

Mortgages, Home Loans, Refinancing, NY, New York, money to lend, Bronx homes, Bronx real estate, for sale by owner, fsbo, westchester