I am a Florida Mortgage Broker with over 30 years of experience!  I was born and raised in Atlantic Beach, FL.  I started my Lending Career in Orlando Fl with an S & L and worked for banks, broker and even the countries largest wholesale lender!   I have worked with Subprime Credit to 800+ credit scores.  I don't single out one type of buyer versus another.  My goal is to help anyone that qualifies or wants to qualify for a home loan, get into that HOME.  I work with builders, realtors, investors and For Sale By Owners...  I am the "jack of all trades and master of none!"  Always willing to listen and learn..  They day I stop learning is the day I leave the business.... Always humble, but never scared of a fight! I close loans OTHER lenders CAN"T! I lend in the ENTIRE state of Florida!