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My personal background is in finance. I hold many personal accredited licenses from states around the nation. My current licenses are in the states of Colorado, California, and Arizona, As a result of the new legislation that was put in to practice at the beginning of 2010, any individual that wishes to lend in a particular state, must be personally licensed in that state. Make sure that the mortgage professional that you are dealing with is registered with the NMLS, and is licensed in your state. I specialize in working closely with clients and their real estate experts to ensure a smooth closing. I allow for my referral partners to co-brand with me on my many financial news letters that I send out on a weekly and quarterly basis. Our marketing tools are some of the best in the business and I encourage all to share in the wealth of knowledge I enjoy here. NMLS # 204413