|
Mortgage and Lending |
RAINER 9,286 |
| James Goyette | ||
| James Goyette | ||
| location_on Carlsbad, CA — Commerce Mortgage | ||
| insert_link http://www.sdmortgageadvise.com | ||
| web James Goyette's (dynamicjames) Blog | ||
James Goyette is the premier mortgage expert in North County, San Diego. Operating in a team setting here in Carlsbad, CA. Which is made up of James Goyette, Branch Manager and Senior Loan Officer. Jackie Celaya, Operations Manager and Senior Loan Officer. As well as Brandon Kuemmel, Branch Marketing Manager. Between our management team we have over 50 years of combined mortgage lending, and real estate experience in San Diego County.
Our loan officer team consists of:
James Goyette - Jackie Celaya - Fernando Diaz - Ronna Webb - Ryan Gardner - Alex Hallgarten - Linda Kilgore - Ronna Web (Reverse Specialist) - Jimmy Connors
We will work for you to secure the financing that best fits your financial picture regardless of the situation. We have access to specialty financing programs such as Homepath financing, FHA, VA, as well as city sponsored down payment assistance programs. We of course have conventional financing as well and we will scour the market for the best deal for YOUR situation.
DO NOT think that just because you were tunred down through another loan officer or lender that your dreams of homeownership are impossible! They are not. James Goyette and his team specialize in creative financing and finding a way to make even the most difficult siuation work. Today's lending industry is not as simple as it once was however there are still ways to get financing even if your situation is a bit complicated or out of the ordinary. Contact James Goyette today for a no cost, no obligation consultation to find out how we can help.
Customer service is paramount. We close our loans on time!! We have an Average closing turn time of only 18 days on ALL LOANS and we DO FULLY UNDERWRITE our preapprovals up front as well.
Contact us today so we can help to fulfill your dreams of homeownership... on YOUR terms!
Direct Lender/Broker
James Goyette
Cell: (760)877-8817
Office:(760)444-4510
dynamicjames@yahoo.com
Real Estate Professionals
We offer continuing education courses to agents that will help you to meet your annual CE credit requirements as well. These events are great as you can get in some important networking opportunities while also earning required CE credits at the same time. We have classes available throughout the year to assist our real estate partners in staying on top of their business and ahead of the game.
Sponsored Joint Marketing Options
LOCAL loan processing and lightening fast turn times
We are here to earn your business, and then close your loan ON TIME.
REALTORS!!! We will also help you to grow your business by helping you to market your listing, and by providing pre-approved buyers that are searching for properties and often times an AGENT to work with! We market heavily and often have MANY approved buyers in the fold just waiting for the right home. This is IN ADDITION to any marketing campaigns you currently have. All offered at NO COST to you.
We actively work Caravans throughout North County as well, and would love to help you to market open houses and specific property listings by attending open houses with you and your other agents for on the spot pre-approvals and lender advise to potential buyers visiting your properties.
James and his team specialize in all forms of residential mortgage lending including:
VA Loans
FHA Loans
Conventional Financing
HARP 2.0
Jumbo Loans
Super Jumbo Loans
Reverse Mortgage
HomePath Financing
Downpayment Assistance Programs
As well as First Time Homebuyer Education
With over 30 years of experience we will find you the financing that is perfect for you and your situation the first time around. We work with all major lending institutions and investors to find you the best program, and the best rate available.
Most of all, we return all calls typically within the hour but ALWAYS the SAME DAY. We can pre-approve clients instantly over the phone or via an online application in 20 minutes typically. We also work harder for our clients then anyone else in the industry... and YES that is a PROMISE. We do not turn away from tough deals and we do not give up on our clients and loans without exhausting ALL options to secure financing.
Average turn times in our office are 17 days from application to close and that INCLUDES refinance transactions.
Direct Lender located in San Diego, serving all of Southern California. James has over 12 years of experience in San Diego and we have over 50 years of experience combined on our Carlsbad team.
