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Donald Wilson, NMLS# 13489 (Province Mortgage Associates, Inc. (NMLS# 2861)) Mortgage and Lending

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Donald Wilson
NMLS# 13489
location_on Taunton, MA — Province Mortgage Associates, Inc. (NMLS# 2861)
Get to Know Donald Wilson

 "Don Wilson - SEVENTEEN years of lending experience working for YOU!"

 Don was born and raised in Somerset, MA, and is a graduate of Somerset High School.  Inspirations of a competitive golf career took him to Bryant College in 1988, one of the highest rated private business schools in the country.  While at Bryant, Don started his own business which was singing and performing in the local clubs.  This business grew so fast that when graduation came, the choice to stay the course on his music career surpassed the idea of getting a "real job."  Graduate school became a wonderful excuse to keep the music career going, and in 1994 Don received his MBA from Bryant to complement his undergraduate degree.

Again, Don faced that same decision: Music or a "real job."  He decided to record and release a full length CD to ensure no regrets.  After releasing his CD in 1997, Don finally got out of music after 7 years of performing and recording to get married and get a job more inline with his business training.  Don's first interview became his first professional employment with Champion Mortgage as a Mortgage Advisor.  After only 15 months Don was promoted to manage his own branch.  Don found his place in the business world learning the human side of lending and how making loans for people is a tremendous responsibility which requires a focused and personal approach.  At Champion Mortgage, Don won President's Club honors and received several peer and "referral generation" awards along the way.

After almost 5 years of success, Don and his peers left Champion to join a growing, new, local mortgage brokerage firm in October of 2002.   Don won President's Club Honors 2 years in a row and was promoted to manage the top ranked team at the Dartmouth, MA location. 

On July 18, 2005 Don left to pursue the final stage of his professional career to be a Senior Mortgage Advisor and Founding Team Member of Province Mortgage Associates, Inc.   Don wanted to have a hand in something special in the mortgage world, and at PMA, Inc., the days of exceptional customer service are alive and well.   The Province team is truly the best of the best in the business, and it gives Don the ability to WOW his customers more than ever.  

Don's hobbies include golf, singing and playing guitar, quoting lines from classic comedy films, and most importantly, he loves spending time with his wife Jayna, his two daughters Delaney and Jocelyn, and his son, Jacob.  To learn more about how Don is raising money for CHD (congenital heart defect) awareness with the song he wrote about his son go to http://www.sedatedecho.com.

"The key to being successful in the mortgage business is realizing that it has very little to do with the numbers and absolutely everything to do with the relationships." - DW

 

Province Mortgage Associates, Inc. NMLS # 2861
RI Licensed Mortgage Lender and Broker | MA Licensed Broker and Lender #MC2861, as a broker we arrange, but do not make loans
CT Licensed Mortgage Correspondent Lender | Licensed by the New Hampshire Banking Department 
Montana Mortgage Lender License # 2861, Montana Mortgage Broker License # 2861

Certifications

 

 The following is a partial list of programs offered by Province Mortgage Associates with a brief description of the key elements. For a complete list of the programs that we offer visit www.provincemai.com

CONVENTIONAL NO INCOME VERIFICATION NO DOWN PAYMENT CREDIT PROBLEMS 103% PURCHASE 80/15/5 JUMBO LOANS A - THRU D LOANS HIGH DEBT RATIO LOANS 2ND MORTGAGE LOANS CONSTRUCTION LOANS INVESTOR LOANS FHA MORTGAGES FLEX 97 LOANS VA MORTGAGES AND MANY MORE CONVENTIONAL - Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.     NO INCOME VERIFICATION - Loans where your income is not requested or verified with as little as 10% down are stated income loans.  There are several varieties of the "no-doc" loan today. The type of loan that is best suited for a particular borrower depends on that borrower's situation. Some borrowers choose not to disclose employment, income, or asset information, while others may be willing to disclose employment and asset information but not income. Still others might be willing to disclose income but select a program that doesn't calculate debt-to-income ratios, allowing those borrowers to exceed the traditional guidelines in order to qualify for a larger mortgage amount. With all the different variations of the no-doc loan, there is definitely a mortgage program for today's non-conventional borrowers. NO DOWN PAYMENT - 0% Down payment required and closing costs paid by the borrower (seller can contribute up to 6% towards closing costs).     CREDIT PROBLEMS - Troubled credit? Bankruptcy? Been turned down somewhere else? We offer loan programs for customers with credit problems.     103% PURCHASE - 0% Down payment required and closing costs can be financed up to 103% of the purchase price. Only single-family homes that will be owner-occupied are eligible. First time homebuyer status not required and there are no income limits.     80/15/5 - This is a loan which carries a second mortgage for up to 15% of the purchase price of the property. It is usually used when wishing to avoid PMI insurance or to keep your first mortgage under the FNMA/FHLMC limit to avoid Jumbo rates. The borrower puts down a 5% down payment and then finances a first mortgage up to the FNMA/FHLMC limit and a second mortgage of up to 15% of the purchase price. Other variations are 80/10/10 or 75/15/5. JUMBO LOANS - Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation.Cash out and No cash out refinance are allowable.  Single family detached, Condo's, PUD's and single-family second homes can be financed with no prepayment penalty.      A - THRU D LOANS -  These mortgages are for the credit challenged. They can vary from slightly damaged credit to severely damaged. Whatever the situation we have a mortgage that will get you back on track.     HIGH DEBT RATIO LOANS - A ratio of monthly bills to monthly income higher than 50% is considered a high debt ratio.  Loan programs are available for borrowers in this situation, allowing them to finance the purchase of a home or property. 2ND MORTGAGE LOANS - Subordinate to the first mortgage these loans offer the borrower the ability to get money for home improvement, debt consolidation or many other reasons without disturbing their first mortgage. Convenient when you have a low interest first mortgage.   CONSTRUCTION LOANS - Building a new home can be an exciting prospect - unless you get caught up in a construction loan approval process that's overly complicated and time consuming. With this loan we will finance up to 90% of the cost of land plus the costs of construction. We offer a one time fixed rate closing or traditional ARM products.   INVESTOR LOANS - Used to finance 1-4 family properties that will be for investment with as little as a 10% down payment. Aggressively priced these programs have many variations such as No Doc, Limited Doc and Full Doc. Program may not be available in some states.   FHA MORTGAGE - Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3% down payment - and they can even finance "allowable" closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.   FLEX 97% - Similar to FHA but without maximum mortgage amount limitations. Must be a single family, owner occupied home and borrower must have a credit score of over 680.   VA MORTGAGES - Backed by the Veterans Administration and the federal government, it is similar to FHA except that you have to be a qualified Veteran or military person.

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Province Mortgage Associates, Inc. is a full service mortgage brokerage consisting of industry all-stars. We understand the value of relationships, and getting loans closed accurately and on time.