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David Epperson (Mortgage Settlement Consultants) Home Builder



David Epperson
location_on Walnut Creek, CA — Mortgage Settlement Consultants
Get to Know David Epperson

Short-Pay Case Management

Mortgage Settlement Consultants - Walnut Creek, CA

12 Years in the Mortgage Industry – Including serving as a Team Manager with WaMu, and as a Sales Manager with Countrywide. 5 Years in the Financial Planning Industry – Specialized in working with small corporations to provide qualified and non-qualified retirement programs, key employee retention programs, as well as designing and funding Cross Purchase Buy-Sell Agreements.

DRE #01244162


We work with upside-down homeowners to permanently reduce the debt on their home.  We negotiate with the current lender to accept a pay-off settlement that reflects the current value of the home.  This allows the current lender to get an at-risk debt off their books, thus freeing up desperately needed working capital, and also allowing the lender to apply for partial loss reimbursement through the FDIC, from mortgage insurance, or out of the government's TARP funds.  We then provide a new 30-year fixed rate, fixed payment loan to pay off the current lender at the reduced amount.  Unlike a Loan Modification, the results are permanent, and can save the homeowner hundreds of thousands of dollars.

Results guaranteed - No fee if we cannot negotiate a reduced pay-off, or at least a payment reduction.  Call for more details, or see our website at http://www.mortgagesettlementconsultants.com/

We work with homeowners in 42 states.     


Specializing in negotiation of pay-off settlements with mortgage lenders and providing new low fixed-rate 30-year financing for homeowners who are upside-down on their home. We work in 42 states.