Welcome to DCT Mortgage. At DCT Mortgage we believe that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs.
Get to know DCT Mortgage
All my business is referrals from past customers and alot of realtors and local banks in the area. The Realtors and Banks know that I will treat the customer with the utmost respect and do the right thing for them. I have always done the right loan for my customers with giving and asking all the right questions and making sure they understand the pros and cons of their situation and the loan they are taking. Molding the right program for them has always been a real enjoyment to me. I have never done a loan and worried about how much money I would make it has always been whats the best for the customer. DCT is a local lender located in Jacksonville, FL. We specialize in all aspects of mortgage lending. Conventionals,FHA and VA,Reverse Mtgs, Jumbo Loans and much more. This is a real benefit to offer our same great products to other people in other states as well as where were located in Florida. This also helps my existing customers and their families because now I can take care of family members and friends all over the country.
With my 17 years in the business my knowledge of the business is extensive. I know how to mold the loan to the way the underwriters will approve a loan. Its like writing a book. You have a beginning , middle and end. The better you tell the story the more the underwriter will buy the book. I have currently in my data base over 4000 customers I have helped and advised over the years. We have also started A Credit Restoration program to help people clear their credit so they can qualify for a loan or even move up and qualify for a better rate and program. This new program will clear Collection ,Charge Offs, and even some Tax Liens and Bankruptcies This is very important now days with Lenders tightening up there standards and guidelines.
I do purchases of First Time Buyers as well as seasoned investors. All aspects of lending I have knowledge of. I can help the customer clear title problems,judgements,collections and more. We do all the conventional loans up to 97% financing including Homepath loans,FHA loans including the 203K rehab loan,Jumbo loans to over 3 million and many more. Where there is a will there is a way. Every loan is important. I get satisfaction by saying YES not No.