location_on Murrells Inlet, SC — FIRST HOME MORTGAGE

My name is Pat Ehlen and I have been in the banking and mortgage business for over 30 years.  I am married for 37 years to a fabulous wife and have been blessed with 4 great kids.   I moved from New York about 5 years ago and can tell you the Grand Strand is a wonderful place to live.

  I got into the mortgage business because I enjoy helping my clients through the mortgage process.  It is a real source of pride to help people purchase a home and have them feel knowledgeable in the process.  The best way to be comfortable with buying a home is to really understand what is happening and why.

  The process of buying a home and getting the financing can be very stressful.  Most people are not sure what needs to be done and how to go about getting the loan even when they are sure they are qualified.   It is even harder for people that have never purchased a home and fear all the horror stories they have heard about the buying and financing process.

I work very hard to try to make the process as stress free as possible.  The best way to do this is to explain to my clients, in regular words, what they can expect as we go through the process and explain all the costs involved in simple terms.  I spend a lot of time explaining ALL the costs, not just the banks.  I also explain what goes into interest rates and how to get the best rate possible.

For realtors I bring a different set of assets. 

1- I work the same hours as realtors.  You can call in the evenings or on weekends.

2- I will answer my phone when ever possible.  If I am with someone I will call back as soon as possible.

3- I help my realtors with honest answers.  If I can't do a deal or if there is a problem I let them know ASAP.

4- I know the mortgage business.  If you don't have a deal but need a question answered, feel free to call.

5- I work for a great company.  I have an outstanding processor and we can get deals to the closing table ON TIME.

 I hope you will call me and we can talk about the issues and concerns you have.  I think you will be very pleased with the result.




I am very knowledgeable in all areas of mortgages but have a lot of experience with


The FIRST TIME HOMEBUYER has a outstanding opportunity at this time.  Only a couple of years ago the prices and interest rates almost locked these people out of the market.  Now we have the chance to buy nice homes at great rates.  I can help this buyer to find the best programs and get them settled in a new home.


The Myrtle Beach/ Grand Strand market is a outstanding value for these individuals.  The taxes are low and the weather is outstanding.  Utility costs are also very low so that someone living in the North East or the Mid West could easily improve their lifestyle by moving to our area.  Many times I can help individuals be able to make the decision if they should move by giving them good straight information in a clear, easy to understand fashion.



The Myrtle Beach area