Bernard "Bernie" Hartigan (Residential Home Funding ) Mortgage and Lending



Bernard "Bernie" Hartigan
location_on Hoboken, NJ — Residential Home Funding
Get to Know Bernard "Bernie" Hartigan

We offer 2 programs that most mortgage companies don't.   The 1st unique programs is the Grants for Down Payments that are fully forgivable the highlights are listed below

· Borrowers get up  to 4% in the form of a grant to purchase a home

· Complete down payment can come from a grant

· don't have to be a 1st time Home Buyer

· High Loan to value on 1-4 unit homes and Condo's

· If borrowers stay in home for 5 years Grant is deemed satisfied 

· Grant's issued in amounts of 2, % 3& or $4 of loan amount

· Lenient underwriting guidelines for easy approval 



Licensed Mortgage Banker – NJ Dept. of Banking & Insurance– NMLS #34973 - CA, CO, CT, DC,DE, FL, GA, KY, MD,  NC, NJ, NM, NY, PA, SC and VA Banking Depts




Grants for 1st Time Home Buyers

FHA loans we are a full eagle lender so we underwrite and process all FHA loans in house!

VA Loans

Chapter 13 Bankruptcy Buyouts

Renovation Loans:Simple renovations to adding a new level or addition....perfect for those handyman specials you come across and a great way to build equity in your home!

 Jumbo loans up to 1 million best rates in the industry

Credit Repair


Mortgage Loan Originator NMLS # 210202 |