Use this section to write about yourself - don't be shy - Why should a buyer or seller want to work with you? Do you have any certifications and qualificatons? What sets you apart from other agents/loan officers?

I have been in the mortgage industry since 1979.   I have been in 7 different markets in Sacramento, Stockton, and the East Bay.   I have been awarded The Certified Credit Executive Award through the National Credit Assoication.   I do credit training,  Processing training, and new loan officer trainings.   I am also involved in Notary loan signing work.   Recently I have been assisting my clients with their purchase and selling needs as well.   I am a member of the Sacramento Association of Realtors, The California Association of Realtors and the National Association of Realtors.

Honesty and proper Ethics are a very important part of my business integrity, and I always treat my clients by the Golden Rule