Mortgage and Lending	RAINER 1,820
	Kevin Beaulieu
	location_on Mystic, CT — First United Financial
	insert_link http://www.u1stfinancial.net/kevin
	web Kevin Beaulieu's (apxmma) Blog

I have been a Mortgage Broker for a very long time and I also enjoy what I do. I love to help people reach their American Dream of home ownership and also have them understand every aspect of owning a home. In addition to purchasing a home, some people are looking for cash as well. There are so many programs that I have to meet their situation. I can offer them many options to meet their goals of home ownership or refinancing their home. Sometimes their situation is more difficult to overcome, but it always seems that I find the best program for them to meet their situation.I also specialize in showing people how they can pay off their 30-yr mortgages on average in as little as 8-11 years, or 15-yr mortgage in as little as 6 to 7 years, and potentially save THOUSANDS! Also paying off other debts, therefore, becoming COMPLETELY DEBT-FREE -- I love teaching and showing people how they can become financially free. It's extremely liberating and satisfying to help people get out of debt. If you have a 30, 20, or 15 year Mortgage, and you would like to build equity fast, payoff in less than half the time, and potentially save thousands in interest, check us out! Believe me, this is an investment worth making. I use this program for my own mortgage and debt, and it works! If you would like more information, just ask me. For a Free (Guaranteed) Analysis on YOUR situation, contact me today. United First Financial Check Us Out! I have all the support that I need from my finance and son all the time during the bad and good times. I am so happy and grateful for both of them to be in my life. They're both a big part of my success and both of them created the happiness that I have in my life today..

A Successful StartThe history of the Money Merge Account begins nearly a decade ago, when Skyler Witman and John Washenko launched Accelerated Equity, a mortgage company dedicated to building a reputation based on competitive rates and the best terms in the market. As young entrepreneurs, the partners worked around the clock in the company’s early years to give customers a high level of service and low rates.By Accelerated Equity’s third year in business, it had become one of Utah’s fastest growing mortgage companies, attracting large numbers of both new business and returning customers. But in the face of all of this growth, Skyler and John began to notice the overwhelming mountain of debt their customers were accumulating. As loan officers, they could offer clients little help to pull themselves out of the mire of financial debt.And so began years of research that would eventually launch a powerful new tool, revolutionary in its impact on the American mortgage system.A Powerful Business IdeaAfter two years of researching the industry, Skyler and John initially offered their customers debt reduction programs such as a bi-weekly payment plan to help minimize their debt, but soon realized their customers’ needed something more to meet their financial needs. In the summer of 2002, they discovered a method used in several countries to pay down mortgages in record time which required no day-to-day financial impact, while paying off debt and saving hundreds of thousands of dollars in interest.Further research on these financial elements motivated Skyler and John to develop a top-notch IT division and contract with a mathematical engineer from GE Aeronautics to begin creating the mathematical algorithms (math engines) and system programming that would become the very heart of the Money Merge Account.Several more years and millions of dollars were invested in research and development before a 1 year market test release rolled out in Denver, Colorado. To the pride and astonishment of the founders, homeowners from the initial 400 client test market who signed up for the Money Merge Account were achieving results even better than predicted. Homeowners with a traditional 30-year mortgage were on track to become mortgage free after only 8 to 11 years, all while paying off other debt in the process with a rate of 20% better savings and payoff time than was initially predicted.Delivering Financial Freedom to American HomeownersTo facilitate the growing marketing needs of the Money Merge Account, Skyler and John brought on colleagues Jonathan Bonnette, Matt Lovelady, Don Jorgensen and Steve Smith, and created United First Financial. These colleagues brought with them many years of expertise in the mortgage and financial arena. The program has become so successful that the team is busy rolling out educational seminars across the country and helping thousands of American homeowners get on the fast track to financial freedom without a mortgage. The demand for the Money Merge Account is exploding, and the company continues to bring on board the smartest, most talented financial agents in the country to help homeowners reach their dreams.  

Recent Posts

  Would you like to Pay Off your 30 year mortgage in 8 to 10 years or your 15 year mortgage in 6 to 7 years? And save THOUSANDS? I can show how to take off the years on your currant mortgage! First, I'd like to talk a little bit about what a Money Merge Account (called an MMA) is, and then I will try to explain the concept that makes it work. An MMA is an interest reduction solution that puts the deed to your home in your hands in a fraction of the regular time by utilizing banking strategies which have been around for decades. It is a powerful tool which typically will allow you to pay off a 30-year mortgage in as little as 8 to 10 years with little change in day-to-day spending habits and without increasing your monthly mortgage payments. The MMA is not a bi-weekly or debt roll down program. There is no refinancing of your home required. You apply it to your existing mortgage as it will work with all mortgage types. There is no alteration to your current standard of living and you can potentially save hundreds of thousands of dollars in interest with a typical mortgage loan amount. Here is how the MMA can deliver on these claims. The Money Merge Account consists of three major components: Your Existing Primary Mortgage: The existing mortgage on your home is the foundation for the Money Merge Account. An Advanced Line of Credit (ALOC): The MMA Program uses an advanced equity line of credit as a vehicle to drive the program. The equity line of credit must have the capacity to operate similar to a primary checking account and be set up with an open-end interest calculation vs. a closed-end interest calculation. This creates a formula in which the money in your line of credit account generates an interest cancellation on your primary mortgage. MMA Software: The online MMA system makes a connection between your bank account, the advanced line of credit and your primary mortgage. Each time you deposit income into your account, it registers as a decrease to your mortgage balance. By decreasing your mortgage balance you now lower the balance on which interest accrues. Decreasing the balance on which interest accrues increases the portion of your monthly payment credited toward principal pay down. The algorithms in the proprietary MMA system are systematically programmed to create the highest interest savings possible in the least amount of time. The basic idea is to optimally use the ALOC as an interest canceling account so that more of your mortgage payment each month will be applied to principal rather than to interest. In this way, your mortgage will be retired much sooner than from simply applying the bank's amortization schedule. In other words, let your money work for you and not for the bank. After establishing your ALOC or equity line of credit, you use it as a primary checking account. You deposit your income there and allow it to stay as long as possible before disbursing it. In that way, instead of having your money idle in a checking account each month until you make payments, the money is actually being used to cancel interest. The MMA software manages the ALOC flow of income and expenses including first mortgage. This software recommends when to optimally apply an occasional extra payment amount to the first mortgage and in addition, when to pay your expenses. For more information contact:

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I write mortgages and show you how to payoff your mortgage within 10-11 years without refinancing or getting involved with a bi-weekly program. Everything stays the same. Email me for a disc or video